You plan to move to the Philippines? Wollen Sie auf den Philippinen leben?

There are REALLY TONS of websites telling us how, why, maybe why not and when you'll be able to move to the Philippines. I only love to tell and explain some things "between the lines". Enjoy reading, be informed, have fun and be entertained too!

Ja, es gibt tonnenweise Webseiten, die Ihnen sagen wie, warum, vielleicht warum nicht und wann Sie am besten auf die Philippinen auswandern könnten. Ich möchte Ihnen in Zukunft "zwischen den Zeilen" einige zusätzlichen Dinge berichten und erzählen. Viel Spass beim Lesen und Gute Unterhaltung!


Visitors of germanexpatinthephilippines/Besucher dieser Webseite.Ich liebe meine Flaggensammlung!

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Monday, June 17, 2024

K-pop group Mamamoo’s Solar sings BINI’s ‘Pantropiko’ at her Manila concert

BY JONATHAN HICAP


K-pop girl group Mamamoo’s leader Solar surprised Filipino fans by performing P-pop group BINI’s “Pantropiko” not once but twice at her concert in Manila. 

She held her "Solar 2nd Concert [COLOURS] in Manila" on June 16 at The Theatre at Solaire Resort. 

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Mamamoo's Solar performing at her solo concert in Manila on June 16 (Jonathan Hicap)

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P-pop group BINI (Instagram) 

“There is a song that I prepared. I expected you guys to know this song,” she said. 

As Solar started singing “Pantropiko,” the audience screamed. After her performance, the audience chanted “BINI! Solar! BINI! Solar!” 

“One more time? Okay,” she told the audience and performed  “Pantropiko” for the second time. 

As the audience chanted “BINI! Solar!” again, Solar said, “BINI, Solar collaboration.” 

“The song was really nice,” said Solar about ““Pantropiko.” 

“Pantropiko” was released in November last year. 

 The "Solar 2nd Concert [COLOURS] in Manila" was organized by O.N Worldwide and co-organized by Three Angles Production. 

Going beyond our human standards




By Fr. Roy Cimagala

Chaplain

Center for Industrial Technology and Enterprise (CITE)

Talamban, Cebu City

Email: roycimagala@gmail.com


WE should never forget that we are meant to live our life with God. Our life therefore should not simply be purely natural and human. It has to be supernatural and divine. The standards we use should not just be human. They should be, above all, divine.


We are reminded of this truth of our faith in that gospel reading of the Mass on Monday of the 4th Week of Easter (cfr. Mk 5,37-42) where Christ told his stunned disciples: “You have heard that it was said, An eye for an eye and a tooth for a tooth. But I say to you, offer no resistance to one who is evil.”


And clarifying what that would mean, he said: “When someone strikes you on your right cheek, turn the other one to him as well. If anyone wants to go to law with you over your tunic, hand him your cloak as well. Should anyone press you into service for one mile, go with him for two miles…”


Definitely, if we are to consider these words according to our human standards, we would find them crazy. But precisely these words of Christ are an open invitation for us to enter into his supernatural and divine way of life. We can only observe them if we have faith in Christ and do our best to follow him and identify ourselves with him, who after all is the pattern of our humanity and the savior of our damaged humanity.


We have to learn how to drown evil with an abundance of good. That’s how things should be. Instead of responding to evil with evil, hatred with hatred, we should rather respond to evil with good, hatred with love. That way we turn things around, rather than plunge into the spiral of evil and hatred.


This was specifically articulated by St. Paul in his Letter to the Romans where he said: “Do not repay anyone evil for evil. Be careful to do what is right in the eyes of everyone. If it is possible, as far as it depends on you, live at peace with everyone. Do not take revenge, my dear friends, but leave room for God’s wrath, for it is written: ‘It is mine to avenge; I will repay,’ says the Lord. On the contrary: “If your enemy is hungry, feed him; if he is thirsty, give him something to drink. In doing this, you will heap burning coals on his head.” (Rom 12,17-20)


We have to try our best to erase whatever disbelief, doubt or skepticism we can have as we consider this teaching, since most likely, our first and spontaneous reaction to it would precisely be those reactions. We can ask, even if done only interiorly, “Is Christ really serious about this? Can this thing that Christ and St. Paul are telling us, possible, doable?”


With God’s grace and our effort, let us learn to live with unavoidable evil in this world. “Let them grow together until harvest.” That was the answer of the master in one of the parables about the kingdom of heaven. (cfr Mt 13,24-43) He was telling the servants to let the weeds down by his enemy to grow together with the wheat. Pulling the weed out now would just endanger the wheat, he reasoned out.


This parable is an image of how our life now, with all its good and bad elements, is already the beginning of the kingdom of heaven. We have to learn how to live in this condition, where evil is unavoidable, without getting confused and lost.


Saturday, June 15, 2024

The Philippine eagle’s flight for survival

What can we do to keep the Philippine eagle flying high?


On June 5, 2024, a new addition came to the halls of the National Museum of Natural History (NMNH) in Manila City. It was not a painting nor a sculpture, but a taxidermy mount of a Philippine eagle named Geothermica. The Department of Environment and Natural Resources (DENR), the National Museum of the Philippines (NMP), the Philippine Eagle Foundation (PEF), the Energy Development Corporation, and Boeing Southeast gathered to witness the coming of the memento, which coincides with the celebration of Philippine Eagle Week.

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Geothermica's taxidermy mount (Photo from NMP and PEF)

Unlike other forest raptors, Geothermica was a pioneer and an international ambassador. He was one of the two Philippine eagles selected for the first international loan program under the Wildlife Loan Agreement between the Philippines and Singapore. The other one was his female partner, Sambisig. The two were sent to Jurong Bird Park in Singapore in June 2019 for a conservation breeding program. Sadly, in September 2023, Geothermica passed away at age 19 due to a severe lung infection.

“Today, we gathered here for Geothermica's taxidermy, symbolizing the Philippines and Singapore's partnership and commitment to preserving the critically endangered species, such as our Philippine eagle,” Edgar Chua, PEF chairman, said during his speech. “I would very much prefer that we are here to celebrate the release of a Philippine eagle to the wild. But instead, we are here to immortalize Geothermica's story, which is a reminder of our ecosystem's fragility.”

As the National Bird of the country, the Philippine eagle is something we see everywhere. We can see it as an art depicted on canvas and jeepneys and a representation of brands, schools, and government offices. Political leaders chose it to be their emblem. A costume inspired by the bird took home an award at Miss Universe 2019. Even Manila Bulletin’s mascot is a Philippine Eagle. More recently, it appeared as the new character on the 1,000 peso bill. With its brown feathers, shaggy crest, and intense blue-gray eyes, the bird is a sight to behold whether it is perched on a tree branch or soaring in the sky, making it the perfect muse for artists. While there are thousands of Philippine eagle depictions here in Manila, the same cannot be said when it comes to their number in the wild.

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Philippine Eagle Sarangani returned to the wild on June 13, 2022. Sarangani was turned over to the PEF for rehabilitation after a farmer found it trapped in a forest. (Photo by Keith Bacongco)

According to the DENR-Biodiversity Management Bureau, an estimated 392 pairs of Philippine eagles are in the archipelago. This rate put the forest raptor on the International Union for Conservation of Nature’s list of critically endangered species. Deforestation and illegal hunting are among the causes of the declining number of Philippine eagles in the wild. But hope is not lost for the beloved bird. Together with the government, the PEF, a non-profit organization, has been on a mission to save the Philippine eagle and its rainforest habitat.

In a conversation with the Manila Bulletin, PEF’s director for operations Dr. Jayson C. Ibañez gives us a glimpse of the conservation breeding programs they do at Philippine Eagle Center in Davao, the role of indigenous people in safeguarding the forests, and what can we do to keep the Philippine eagle flying high.

First off, there are 392 pairs of Philippine eagles in the country. Where are they located?

60 percent are in Mindanao, so more than 200 pairs. There are 120 pairs in Luzon. The rest are in Leyte and Samar. They require 6,800 to 7,000 hectares. They are very hard to find. They prefer remote forests. That's why it is hard for ordinary Filipinos to see them, except the indigenous people.

What is the role PEF’s indigenous partners play in the conservation program?

We have measured, estimatedly, two million hectares of suitable eagle habitats. 80 percent of that are within indigenous ancestral domains. If you want to conserve the eagles, you need to work with the indigenous communities. One, there's a conscious decision not to harm the Philippine eagle. If they found a nest, they help protect it. We train them and help them become forest guards.

We have at least 14 indigenous partners in Mindanao. The nice thing about indigenous people is that they know the forest like the back of their hand. It is their playground, they grew up there. They have this certain attachment to the land. If you harness that sort of moral responsibility to the land, help them become forest guards, and pay them fairly, it becomes a green job and that motivates them further to protect the eagles.

Just imagine, if we support the indigenous people, pay them, and make forest guarding a decent work, they would take care of the forest and species on everyone's behalf. When we are sleeping, we have warm bodies protecting the birds and the forest.

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Philippine Eagle Foundation director for operations Dr. Jayson Ibañez and animal keeper Dominic Tadena carry a pair of Philippine eagles upon arrival in Barangay Kabagna, Burauen, Leyte. (Keith Bacongco)

Since 1992, PEF has produced 29 eagles. How many have been released to the wild and survived?

We have produced 29 captive-bred eagles. We only have 17 surviving now in the facility. We released three captive-bred eagles. We released one in 2004. Unfortunately, that bird got electrocuted. We released two eagles between 2005 and 2010. One of the eagles was hunted, the other, we had to take it back because it was starting to hunt domestic animals. We’re worried people might shoot it.

We are not successful in releasing captive-bred birds. But we are very successful in releasing the rescued and rehabilitated birds because they can easily adapt.

In 2009, we released a rescued bird, a female Philippine Eagle named Kalabugao. After seven years, the released bird actually found a pair and laid an egg. We know that it is working. We are giving an eagle a second chance to live and breed in the wild.

Which type of conservation breeding does the foundation find to work best, the Natural Pairing or the Cooperative Artificial Insemination?

They are both useful. They are both standard techniques. In tandem, they can help our efforts. But, I think, the downside of Cooperative Artificial Insemination is that you have to make sure that the eagle being bred using artificial insemination is trained to think as an eagle.

If you do Natural Pairing, when the eaglet hatches, it will see its parents, a male and female eagle. It would imprint on the right species and it would become a proper eagle. If you release them in the wild, you will not have issues with them chasing people because they are wild in nature.

But for Artificial Insemination, you need to make sure that the eaglet, once it hatches, doesn't familiarize itself with people. If you are not careful, eaglets that are hatched using artificial insemination might think that they are human beings. In that sense, Natural Pairing has more edge.

How much does conservation breeding cost?

For a single eagle, you need at least half a million pesos to take care of it every year. We have this Adopt an Eagle program. Our captive-bred birds are up for adoption. If there is an individual corporation willing to adopt one bird, they would pay half a million pesos for its care. That pays for the veterinary, its medicines and vitamins, the salary of the caretaker, the facility and checkups, and the tests needed.

Do we need more laws to ensure the survival of Philippine eagles?

There is a particular law that we are trying to popularize right now or lobby for. It is called the National Bird Act. This is a soon-to-be-proposed law that gives more resources to Philippine Eagle conservation and engagement with the indigenous people.

But, in general, we think that the laws are already there. We have the Wildlife Resources Conservation Protection Act. We have the P.D. No. 705, which is about forestry laws. What we need to improve on is enforcement. I think that is generally true in the Philippines. We have so many laws but we are relatively lacking in terms of law enforcement. Maybe that is something that we should focus on. When people are shooting the eagles, they should be penalized. If there’s an illegal logging, there should be penalties.

Geothermica’s mount and the Philippine Eagle exhibit are on display at the Shell Philippines Centennial Courtyard in the NMNH until June 24, 2024. To know more about PEF’s works and donation programs, visit philippineeaglefoundation.org or @phileaglefn on Instagram.

Friday, June 14, 2024

World Blood Donor Day: Saving life, celebrating humanity

BY MANILA BULLETIN


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Every year on June 14, the world observes World Blood Donor Day (WBDD) to promote the importance of blood donation. This day serves as a powerful reminder of the crucial role blood plays in saving lives and the immense value of blood donors. 

The World Blood Donor Day was established by the World Health Organization (WHO) in 2004 to raise awareness about safe blood donation. 

This year, as it marks its 20th year, World Blood Donor Day will be observed with the theme, “20 years of celebrating giving: Thank you blood donors!” This celebration is an opportunity to express gratitude to those who selflessly contribute to this life-saving cause.

Blood donation has ancient roots, dating back to the 17th century. English physician Richard Lower reported the first successful blood transfusion among animals in 1665. To keep a dog alive, he transfused blood from other animals.

In 1667, Lower and French physician Jean Baptiste Denis reported successful blood transfusion from animal to human. In 1901, Karl Landsteiner, an American-Austrian immunologist, identified the A, B, and O blood groups. His work revolutionized blood transfusion safety and earned him the Nobel Prize in 1930.

While blood is an essential lifeline, there is a dearth of donors that makes transfusion a challenge in times of emergency.

Many countries still rely on paid donors or family members for blood. Therefore, encouraging voluntary, unpaid blood donation is crucial.

Blood donors play a vital role in helping those in need. Their contributions impact patients’ lives, making blood donation a lifeline for countless individuals.

This is why celebrating World Blood Donor Day is imperative as it aims to create public awareness and builds a culture of voluntary blood donation.

Thanking blood donors and motivating them to donate regularly help ensure a steady supply of safe blood for emergencies, surgeries, and medical treatments.

Donating blood isn’t just impactful for recipients; it benefits donors, too. Regular blood donation helps maintain donors’ health, including reducing chances of heart diseases and the role it plays in burning calories.

Now, start donating blood to save lives.

According to WHO, one is qualified to donate blood if he or she is 18 to 65 years old and in good health condition, weighs at least 50 kg, passes initial blood sampling screening, and is well rested and hydrated.

Those who do not qualify are persons who had been tested positive for HIV, hepatitis, and other infectious diseases; have a cold or flu or any other kind of infection; have low or high blood pressure; illegal drug user or are under the influence of drugs/alcohol; one who recently underwent a minor dental procedure; had a tattoo done within the last six months, among others. 

So, let’s honor blood donors, continue promoting safe blood donation worldwide, and observe World Blood Donor Day — a celebration of compassion, humanity, and a remarkable gift of life.

Cayetanos deliver aid to Lumban, Laguna communities


 



PRESS RELEASE


June 13, 2024


“Kung mayroon pong mga turista, mayroon po kaming pinagtitindahan. Pero kapag wala po, wala rin pong tinda. Kaya napakalaking tulong po nitong tulong nila Senator Alan at Senator Pia Cayetano dahil magagamit ko ito para sa pang-tuition fee ng aking anak.”

These were the heartfelt words of Reysie delos Reyes Cacalda, an espasol vendor from Lumban, Laguna as she expressed gratitude for the assistance from the sibling senators which will significantly contribute to a higher cause—funding her child’s education.

“Makakapagpa-graduate na po ako ng aking anak na [may kursong] Civil Engineering,” she added joyfully.

Cavalda was one of the 1,000 beneficiaries from the partnership between the senators and the Department of Social Welfare and Development's (DSWD) Assistance to Individuals in Crisis Situation (AICS) program. This partnership brought support to the Municipality of Lumban in the Province of Laguna.

On June 11, 2024, the senators’ offices reached out to community workers, women, and small business owners in Lumban to provide assistance for their needs.

The distribution was organized in coordination with Lumban Vice Mayor Belen Raga, who expressed her gratitude to the senators on behalf of the beneficiaries.

“Ako po ay lubos na nagpapasalamat sa tulong na dinala nila sa bayan ng Lumban. Sobrang blessing po ito para sa aming bayan at nawa po ay ibalik ito ng siksik, liglig ni Lord sa inyo,” she said.

The activity also featured a Medical Assistance Desk to help individuals with medical expenses, covering hospital bills, medications, laboratory tests, and other diagnostic procedures.

These initiatives are part of the Cayetanos’ ongoing efforts to support marginalized communities across the country. While the Senate is on a session break, their offices remain active, visiting various areas to bring aid closer to those in need.

They closely collaborate with government agencies and local units to ensure that Filipinos receive the necessary assistance. ###bansa sa isa't isa, lalo na sa mga panahon ng pangangailangan.

Whatever the problems are, [such as] economics, transportation, [and] the pandemic, we find a way to be relevant to each other,” wika niya.

“When you need us, we will be there for you, and when we need you, you’re always there for us,” dagdag niya.

Sa pagtatapos ng kanyang talumpati, pinasalamatan ni Cayetano si Paul Chan Mo-po, ang Financial Secretary ng Hong Kong, at nanawagan ng patuloy na pakikipagtulungan upang mapanatili ang matatag na relasyon ng dalawang rehiyon.

“Thank you for the hospitality and the kindness you’re showing the Filipino people,” wika niya.

“As you celebrate with us, you know the world is changing quite fast, but as long as we continue to be reliable, we continue to be relevant, and we continue to be resilient members of one family, we will continue our record,” dagdag niya. ###

Thursday, June 13, 2024

BINI stops 'Araw ng Kalayaan' show due to rowdy crowd

 

Jan Milo Severo - Philstar.com
The STAR / File


MANILA, Philippines — P-pop girl group BINI needed to cut their performance at the "Araw ng Kalayaan" concert in Quirino Grandstand yesterday for security concerns.

BINI performed at the government's Independence Day celebration after President Ferdinand Marcos Jr. delivered his speech. 

The girl group appealed to the crowd to behave after performing their song "Lagi," after seeing some fans have already fainted. 

They then noticed that some fans climbed the scaffolding, and this prompted them to cut short their set to avoid untoward incidents. 

In their official Facebook account, BINI thanked their fans for showing their support in the event, but they made sure that safety came first. 

“Thank you to everyone who supported us tonight! However safety should always come first and we hope for your understanding," they wrote. 

"More chances to see each other real soon! We hope everyone gets home safely tonight. Thank you so much! Happy Independence Day,” they added.

How do you support our nation?

Four ways to show how much you love the Philippines.

BY POCH EULALIA


AT A GLANCE

  • As citizens of this nation, we must strive to educate ourselves enough to distinguish fact from fiction.


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Image by Freepik

As we celebrate our 126th Independence Day, we are likely to see the numerous flags being waved and a countless flurry of “Proud to be Pinoy” posts on social media. It’s one thing to brag about being Filipino, but it’s another to actively participate in activities that help support the country. Here are four simple ways you can show your love for the Philippines and actively help our fellow countrymen.

Volunteer 

There are countless volunteer organizations out there to help the less fortunate. What better way to show you love our country than to lend a helping hand to our fellow Filipinos in need? You can use services like VolunteerMatch.org to find organizations that need our help. Check with your local LGUs or barangay centers to see if there are any community activities you can offer your services to. Just remember, don’t be a martyr. Only take what you can handle and know your limits when it comes to providing support toward others.

Support the local art scene 

You’ve likely heard “support local” as the go-to cry from Filipino artists to ensure we remain at par with the international artists we follow. One of the simplest ways you can do so is by watching Filipino-made shows and movies, listening to OPM, and following local content creators on any of the available streaming platforms out there. You can go the extra mile by attending your favorite local artist’s shows live or buying any of their available merchandise.

Spend, spend, spend 

Call this the go signal to go on that shopping spree you’ve been thinking about. By spending on small local businesses and vendors, you are providing support to the local economy. You might think nothing of these small purchases, but every centavo counts. As more people invest on local produce, products, and goods, we strengthen our nation’s economy and provide ample sources of livelihood for the owners of these small businesses.

Learn our history 

In this day and age, the lines between fact and fiction continue to blur as fake news and conspiracy theories reign supreme. As citizens of this nation, we must strive to educate ourselves enough to distinguish fact from fiction. One of the simplest ways to do this is to visit historical museums or landmarks. Often, these places offer tours accredited by the Department of Tourism and have tour guides who have an extensive knowledge of these areas. You can also visit any local library to read up on our rich, if complex, past. These books open a path for you to learn about our country’s long and winding history.

Beauty queen with a mission: New Miss Philippines Earth wants to protect Mother Earth

BY ROBERT REQUINTINA


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Irha Mel Alfeche


When Irha Mel Alfeche entered the Miss Philippines Earth 2024 pageant, she aimed for more than just a crown. At 24, this newly minted beauty queen from Matanao, Davao del Sur is on a mission to protect Mother Earth with her advocacy for "eating green and living green."

For Irha, her advocacy is not just a slogan but a way of life. "Eating green is just as crucial as living green. My advocacy primarily focuses on urban or home gardening, a practice that has become more pertinent recently. The pandemic has taught us the value of resourcefulness and innovation," she shared in an interview.

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2024 Miss Philippines Earth Irah Mel Alfece believes in promoting urban farming as a way of protecting Mother Earth. (Photo by Noel Pabalate)

Urban gardening, she explains, involves cultivating plants in urban settings, whether in apartments, residences, or other areas with little to no land space. Irha believes that this practice is beneficial not only to the environment but also to the country’s economy and food security. 

During the pre-pageant activities on Camiguin Island, Irha observed local residents tending to vegetable gardens in the barrios they visited. She was thrilled to see that even in urban areas in other parts of Mindanao, residents embraced this sustainable practice. "If you live in a city, urban gardening is excellent work," she enthused.

Support for eco-tourism

Irha's passion for the environment extends to eco-tourism as well. She advises municipalities to invest in their local communities. "To further promote eco-tourism, we must invest in the locals in training and calibrate them with the traits Filipinos are known for. That way, tourists will feel more comfortable, loved, and carefree away from home, so they will feel invested in returning and enjoying themselves again," she said.

 

Educating the people

A graduate in special needs education, Irha believes in the power of education to foster environmental conservation. 

“As an educator, I need to educate the young ones, the children, to preserve and conserve our Mother Earth, and as the new Miss Philippines Earth, I will be a role model in protecting our Mother Earth. Always remember that if we work together, we can create an environment for a better future," she said.

 

A believer in hard work

Irha also believes that her advocacy will need a lot of work, just like her journey to the Miss Philippines Earth crown.

"Simple. I have what it takes. I've got what it takes, and I’m willing to do whatever it takes to be a successful Miss Philippines Earth 2024," she confidently stated.

She fondly recalled participating in beauty pageants as a child, with one particular event in her grandfather's hometown standing out as especially memorable. "Having joined three times, I've learned that pursuing your goals in life requires a great deal of hard work, persistence, and discipline," she said.
 

Learning from a strong mom

Irha points to her mother's resilience as her model. Reflecting on her childhood, she described it as a roller coaster ride which she survived thanks to her mother's strength that made her grow into an equally strong and independent woman.

"I've grown more independent and committed to life's realities because I believe everything happens for a reason, and that purpose has shaped who I am now," she said.

Reinventing Beauty Pageants

As for Miss Philippines Earth, the contest is now in its 23rd year and its producer, Carousel Productions Inc., emphasizes its environmental advocacy. Lorraine Schuck, co-founder and Executive Vice President of Carousel, highlights the unique mission of the pageant.

"Because many people admire and aspire to be a beauty queen, Carousel Productions believes beauty queens could be good and effective advocates of worthy causes. Since 2001, Miss Philippines Earth has existed to have its candidates and winners actively promote and get involved in the preservation of the environment," Schuck said.

Irha Mel Alfeche's journey to the Miss Philippines Earth crown is a story of dedication to one’s personal dreams and to the greater cause of environmental conservation. As Irha prepares to take her advocacy to the international stage, her message is clear: With hard work and a commitment to sustainability, beauty queens can live up to a mission of truly protecting Mother Earth.
 

Wer alles mehr Geld bekommt: Das ändert sich im Juli für Rentner

Im Juli 2024 treten einige Änderungen der deutschen Rentenversicherung in Kraft, die unter anderem die Hinzuverdienstgrenzen regeln. Alle Neuerungen im Überblick.

Berlin – Ab dem ersten Juli dürfen sich Rentnerinnen und Rentner hierzulande über steigende Bezüge freuen. Darüber hinaus gibt es einige Änderungen bei der Hinterbliebenen- und Erwerbsminderungsrente. Ein Überblick darüber, wer mehr Geld ab Juli bekommt. 

Erhöhung der Rente um 4,57 Prozent

Zur Jahresmitte gibt es 4,57 Prozent mehr Geld, wie die Deutsche Rentenversicherung auf ihrer Homepage mitteilt. Für Rentner dürfte sich diese Erhöhung im Geldbeutel besonders bemerkbar machen, liegt sie doch das erste Mal seit zwei Jahren wieder über der Inflationsrate und das dritte Mal in Folge oberhalb von vier Prozent. Es handelt sich außerdem um die erste bundeseinheitliche Anpassung, nachdem sich die Rentenwerte in Ost- und Westdeutschland mittlerweile angeglichen haben. 

Person hält mehrere Geldscheine in den Händen
Für Rentner gibt es ab Juli deutlich mehr Geld. © Zacharie Scheurer/dpa-tmn

Zuschlag zur Rente: Erwerbsminderungsrente steigt

Damit aber nicht genug. Nach Informationen des Fachportals Ihre Vorsorge erhalten zudem etwa drei Millionen Rentner im Juli einen Extra-Zuschlag, der bis einschließlich November 2025 in Form einer monatlichen Zusatzzahlung gewährt wird. Wie genau das funktionieren soll, zeigt das folgende Beispiel. 

Ein Rentner erhält im Juli 2024 nach Berücksichtigung der Erhöhung von 4,57 Prozent eine Rente von 1600 Euro monatlich. Außerdem hat er vor Juli 2014 bereits Erwerbsminderungsrente bezogen und bekommt nun zur Monatsmitte eine Sonderzahlung von 7,5 Prozent. Der Zuschlag beläuft sich somit auf genau 120 Euro und wird voraussichtlich bis November des nächsten Jahres gezahlt.

Nicht jeder Rentner kann mit einem Zuschlag über die normale Erhöhung der Rente von 4,57 Prozent rechnen. Gezahlt wird er laut Ihre Vorsorge denjenigen, die vor dem Jahr 2019 Erwerbsminderungsrente bezogen hatten. Der Zuschlag soll als Ausgleich dafür dienen, dass die EM-Rente zuvor mehrmals von Verbesserungen ausgenommen war. Die konkrete Höhe des aktuellen Zuschlags ist abhängig davon, in welchem Zeitraum die Erwerbsminderungsrente gewährt wurde. Für alle Zeiträume zwischen Januar 2001 und Juni 2014 beträgt der Zuschlag 7,5 Prozent, für Zeiträume zwischen Juli 2014 und Dezember 2018 erhalten Rentner dagegen nur 4,5 Prozent.

Der große Renten-Ratgeber

Laden Sie sich HIER unseren Renten-Ratgeber kostenlos herunter. Darin enthalten sind wertvolle Tipps zur Altersvorsorge und alle wichtigen Informationen, die Sie über die Renten wissen sollten.

Laden Sie sich HIER den großen Renten-Ratgeber kostenlos herunter.
Laden Sie sich HIER den großen Renten-Ratgeber kostenlos herunter. © IMAGO / Bihlmayerfotografie

Hinterbliebenenrente: Höhere Hinzuverdienstgrenzen ab Juli

Neu ab Juli ist zudem, dass bei der Hinterbliebenenrente höhere Hinzuverdienstgrenzen gewährt werden, ohne dass es zu einer Kürzung kommt. Der Freibetrag für das eigene Einkommen erhöht sich von bislang 992 Euro netto auf 1038 Euro netto im Monat. Änderungen gibt es darüber hinaus in puncto Pfändungsfreigrenzen. Beträge dürfen ab dem ersten Juli nur dann gepfändet werden, wenn ein Rentner monatlich über mindestens 1500 Euro Nettoeinkommen verfügt. 

Zuvor hatte die Grenze noch bei 1409 Euro gelegen. Berücksichtigt werden muss zudem die seit Januar dieses Jahres geltende Hinzuverdienstgrenze von rund 37.117 Euro pro Jahr, die bei Renten wegen teilweiser Erwerbsminderung greift. Im Falle der vollen Erwerbsminderung sinkt der Wert auf 18.558 Euro.