You plan to move to the Philippines? Wollen Sie auf den Philippinen leben?

There are REALLY TONS of websites telling us how, why, maybe why not and when you'll be able to move to the Philippines. I only love to tell and explain some things "between the lines". Enjoy reading, be informed, have fun and be entertained too!

Ja, es gibt tonnenweise Webseiten, die Ihnen sagen wie, warum, vielleicht warum nicht und wann Sie am besten auf die Philippinen auswandern könnten. Ich möchte Ihnen in Zukunft "zwischen den Zeilen" einige zusätzlichen Dinge berichten und erzählen. Viel Spass beim Lesen und Gute Unterhaltung!


Visitors of germanexpatinthephilippines/Besucher dieser Webseite.Ich liebe meine Flaggensammlung!

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Thursday, September 14, 2023

The right side of the tracks

BY FORMER SENATE PRESIDENT MANNY VILLAR


OF TREES AND FOREST

Double down on protocols, not lockdown

A modern, efficient, and sustainable transport system is essential in the life of a metropolis. Population growth and urbanization have a tendency to choke modern cities that in turn reduce the quality of life of its residents. More people are leaving their rural hometowns and living in cities. According to the United Nations 4.4 billion people live in cities. That is a staggering 56 percent of the total world population! And to think that in 1950 that rate was only 25 percent. The UN further projected that by 2050 “nearly seven of 10 people will live in cities.”


This is the reason why cities need to be planned and managed such that economic growth is balanced with good quality of life for all inhabitants. One key element of building a modern and sustainable city is by providing efficient railway transportation. Railways can efficiently move people and goods so they can promote growth. At the same time, railways can be environment-friendly as it cuts greenhouse gas emissions. When managed well, rails are a clean and compact way to promote growth and maintain good quality of life for residents.


I have been thinking about this as I began imagining the city of my dreams — Villar City. This city of my dreams is a 3,500-hectare masterplan that I envision to become Metro Manila’s new center of gravity, an integrated development that will traverse 15 satellite cities where economic, lifestyle, cultural, and leisure activities converge.  I realized that in order to avoid the mistakes of previous urban developments, we need to ensure that it is built with an efficient road and railway network. There is a need to plan ahead and anticipate the needs of a burgeoning metropolis rather than dealing with urban problems when it is there already.


We have recently acquired the ₱3.8-billion, four-kilometer Muntinlupa-Cavite Expressway that links Daang Hari and Daang Reyna to the South Luzon Expressway (SLEX). We have also inaugurated Villar Avenue, a 10-kilometer, 10-lane road that we envision will help decongest traffic and reduce travel time from Las Piñas City to portions of Bacoor and Dasmariñas in Cavite province. It will connect the 15 satellite cities of Villar City, and will feature dedicated bike lanes as well as a bus rapid transit (BRT) system.


We want to build our first ever railway project that will link Metro Manila to Villar City.  And this will come at no cost to the government and I really think this is doable because since I own the land there will be no right-of-way issues that tend to get in the way of some infrastructure projects. During an interview with some business reporters, I said that trains are a real estate play. It’s not a transportation play. I said this because railways are more than just a form of transportation that moves people from point A to point B. It has a positive impact on property values and more importantly, when done properly an efficient transport will lead to new and vibrant neighborhoods, opportunities for small businesses, and the conservation of open space. This is all part of my vision for my legacy project. 


I remember the first time I saw a Philippine National Railway (PNR) train at the historic Tutuban Station. I was amazed by the sight and the sounds of this behemoth of a transport system. Nowadays, trains are more modern and more efficient. I never thought that one day I will be building railways in a city from the ground up. Or maybe I did. Maybe I daydreamed about it in one of those childhood afternoons I spent looking outside our Tondo house while my brothers played on the street. I do not know. What I know for sure is that this project has got me all exhilarated like a kid on his first day of school or a fresh graduate on his first interview. Is that butterflies in my stomach or fire in my belly?

For comments, please send email to: mbv_secretariat@vistaland.com.ph and/or http://www.mannyvillar.com.
 

Miss Universe pageant to remove age limit beginning 2024


Current Miss Universe titleholder R’Bonney Gabriel INSTAGRAM PHOTO/MISSUNIVERSE


By Christina Alpad

September 13, 2023 190


THE Miss Universe pageant — considered the largest and most prestigious beauty pageant — is removing the age limit of 28 years old to all candidates beginning 2024.


"Starting then, every adult woman in the world will be eligible to compete to be Miss Universe," the pageant posted on its Instagram account @missuniverse Wednesday morning.


A link to the post showed that current titleholder, R'Bonney Gabriel, made the announcement at Tanner Fletcher's spring 2024 New York Fashion Week show on Tuesday.


In 2022, MUO also started allowing mothers and wives to compete for the pageant.


"It's a bold group of women in charge over here, and you know what, a lot of people tend to follow what we do — it's nice to be a standard-bearer, and I'm proud that we get to do this," Gabriel told WWD.


The 72nd Miss Universe competition is set on November 18 at host country El Salvador. Michelle Dee will represent the country in the upcoming pageant.

The way to the heart of any culture is through the palate

TPB-hosted WORLDCHEFS Asian Presidents Forum 2023, a first for PH


AT A GLANCE

  • The Global Chef Challenge itself had amassed a record number of participants for the association, with 51 chefs from 11 different member countries engaging in this Philippine leg.


MEETING OF THE MINDS.JPG
MEETING OF THE MINDS Willment Leong, WORLDCHEFS continental director for Asia, speaks in a
closed-door meeting with WORLDCHEFS' presidents

The Philippines hosted this year’s WORLDCHEFS Asian Presidents Forum (WAPF), welcoming delegates and presidents from 16 member societies, two associate member groups, as well as organizational heads of the World Association of Chef Societies (WORLDCHEFS). This was the first time the event was held in the country, with the last occurring in Bangkok in 2019.

 

Co-organized by the Tourism Promotions Board Philippines (TPB) and LTB Philippines Chefs Association, the WAPF kicked off with an opening ceremony at Conrad Manila. Forum events aimed to bring together culinary experts from all over Asia to share culinary heritage, industry best practices, and sustainability goals through knowledge-sharing sessions, competitions, and outreach programs scheduled throughout the weeklong conference. 


Philippine Tourism Secretary Christina Garcia Frasco shared that the event was a good showcase of the country, saying that President Ferdinand “Bongbong” Marcos Jr. “envisions the Philippines to have a more primary role in Asia in terms of being able to reintroduce itself to the world, not only on the aspect of fun and adventure, but most importantly, to allow you to get to know the heart and soul of the Filipinos that lies in our history, our heritage, our identity, and our living cultural traditions, including and especially, our culinary traditions.”


TPB chief operating officer Marga Nograles appreciated the unique opportunity to listen to and learn from experts about developments in the culinary field. “The world is more connected, now more than ever, and this has vastly influenced and changed the way we look at food, especially in recent years,” she said. “People from all over the world are constantly seeking new gastronomic experiences.” 


Attending member societies include LTB Philippines, Association of Culinary Professionals Indonesia, Cambodia Chefs’ Association, Chefs Association of Pakistan, Chefs Guild of Lanka, Chefs Guild of Maldives, China Cuisine Association, Hong Kong Chefs Association, Indian Federation of Culinary Associations, Korea Chefs Association, Mongolian Chefs Association, Professional Culinaire Association of Malaysia, Singapore Chefs’ Association, Taiwan Chefs Association, Thailand Chefs Association, and The Saigon Professional Chefs’ Guild.


The associate member groups Penang Chef Association and Karachi Chefs Association were also present.
“So many presidents and so many representatives from WORLDCHEFS member countries, [who] are here in the room, shows that Asia is one of the powerful forces in WORLDCHEFS,” said Chef Thomas Gugler, WORLDCHEFS president.Also in attendance to give talks on Filipino food heritage and food sustainability in hospitality establishments were food historian Felice Prudente Sta. Maria and chef Meik Brammer. LTB Philippines’ chef Fernando Aracama hosted a panel discussion with chefs Stephan Duhesme, Carlos Villaflor, and Jordy Navarra about the Philippine culinary scene. 


Chef KK Yau, WORLDCHEFS assistant vice president, gave an update on the association’s “Without Borders’ Chef Social Responsibility” efforts in Syria while chef Alan Orreal, WORLDCHEFS Young Chefs chairman, spoke about the necessity of bridging the gap between young chefs and the old guard of the culinary world.


Chef Rick Stephen, WORLDCHEFS Culinary Competition Committee chairman, gave a rundown of culinary safety and competition standards.
“We’ve always wanted to be able to showcase Philippine hospitality to our Asian neighbors ...” said chef Carlo Miguel, LTB Philippines president. “We can show them how advanced we are in our culinary skill through the Philippine Culinary Cup as well.”


Organized by PEPTarsus Corp., the World Food Expo (WOFEX), a long-running Philippine food trade show, was held last month at SMX Convention Center and World Trade Center. WOFEX hosts the only WORLDCHEFS-accredited culinary competition in the country, the Philippine Culinary Cup, which in early August along with the semifinals of the WORLDCHEFS’ Global Chef Challenge.


According to Chef Willment Leong, WORLDCHEFS continental director for Asia, the Global Chef Challenge itself had amassed a record number of participants for the association, with 51 chefs from 11 different member countries engaging in this Philippine leg.


Leong also facilitated the launch of the WORLDCHEFS e-book Food of Asia, Soul of Asia, available on the WORLDCHEFS website, featuring authentic recipes across the continent crafted by member association chefs.
Joel Pascual, PEPTarsus president, spoke about the benefits of MICE (meetings, incentives, conferences, and exhibitions) events such as the WAPF in boosting local trade and travel. “We are indicating that the Philippines is open for business,” he said.


Chef Leong said, “Hospitality from the Philippines is unbelievable … This [has been a] tip- top, world-standard forum .. We look forward to [coming] back to this beautiful home we call the Philippines.”

Where's Angel Locsin?

 BY STEPHANIE BERNARDINO


People are still curious about where their favorite actress Angel Locsin is.

It's been a whole year since she took a step back from the public eye.

But in a recent video, talent manager-comedian Ogie Diaz said everything is fine. 

Screen Shot 2023-09-13 at 5.04.09 PM.png

He shared: "Si Angel Locsin po ay nasa bahay, at ini-enjoy ni Angel Locsin ang kanyang absence sa social media. Ayaw niya muna mag-social media."

Ogie also said the gossip about her supposedly breaking up with husband Neil Arce is false.

"Sila pa rin ni Neil Arce... Ini-enjoy lang niya ang kanyang pagiging maybahay kay Neil Arce," he emphasized.

Screen Shot 2023-09-13 at 5.04.01 PM.png

He thinks people should give Angel the space she deserves. 

Ogie also remembered how hardworking Angel was when she was younger.

"Siyempre, gumagalaw pa rin ng cellphone si Angel. Naaaliw siya sa mga games. Yun. Ibigay natin kay Angel Locsin yun."

He also denied talk that Angel is already pregnant. 

Peso is ‘more stable’ now – BSP

BY LEE C. CHIPONGIAN


Bangko Sentral ng Pilipinas (BSP) Deputy Governor Francisco G. Dakila Jr. said the peso at mid-P56 versus the US dollar is "much more stable" today compared to same period last year.

Dakila said the BSP’s aggressive nine straight rate hikes that brought the key rate to 6.25 percent as of March this year has done enough to stabilize the exchange rate.

“There was intervention by the BSP in the market to calm the foreign exchange market (in late 2022) and also adjustments in the policy interest rate has implied that the peso has now become much more stable,” he said. Dakila is currently in Dubai, United Arab Emirates. He and the administration’s economic team held a Philippine Economic Briefing last Sept. 12, its first in the Middle East. 

The BSP official assured investors and market traders that the central bank will continue to allow the peso to be influenced by market sentiments, and that its hawkish stance is good for the peso.

“We have remained committed to market determination of the peso,” he said.

He also stressed that the BSP “has only participated in the foreign exchange markets when the peso became volatile and post risks to inflation. Such was the situation in the third quarter last year when the Fed (US Federal Reserve) began to aggressively adjust the Fed policy rate.”

The BSP’s key rate remains at 6.25 percent for the past three Monetary Board policy meetings in a row, but the BSP always signals its hawkish stance. From May 2022 until March 2023, the BSP raised its benchmark rate by a cumulative 425 basis points, partly in response to the US Fed’s own aggressive policy actions to battle its inflation problems. 

Policy rate actions have an impact on the exchange rate. A cut in rate can lead to a weak peso, for example, while a rate hike could do the opposite. A peso depreciation can also directly affect inflation since it will increase the price of imported commodities.

To avoid extreme and substantial changes in the exchange rate, the BSP intervenes in the spot market to strengthen the peso by releasing US dollar liquidity. It withdraws from the country’s international reserves to do this.

In 2022, the BSP unloaded $15 billion to defend the peso against speculative attacks and to prevent it from breaking past P60. So far, the peso’s record-weakest level is P59 vis-à-vis the US dollar which was in September and October last year.

Last month, BSP Governor Eli M. Remolona said BSP’s tightening bias is good for the peso-US dollar rate because it props up the local currency despite some volatility.

At the P56 level, the BSP considers the peso movement as stable because it moves in both direction, either to appreciate or become stronger than the greenback, or it depreciates or closing weaker versus the US dollar at the end of the trading day. The BSP call this a normal exchange rate day, driven by business operations.

Since the BSP uses a flexible and free-floating exchange rate policy, it remains market-determined. The BSP therefore does not target a peso level versus the US dollar nor do they announce forecasts. But as a consequence of a higher BSP rate though, it will help alleviate pressures off the peso which in turn, will curb inflationary impulses due to steep global commodity prices. 

As of its opening trade on Wednesday, Sept. 13, the peso was at P56.68 to the US dollar. This was weaker from its last close of P56.65 on Sept. 12.

Renten-Tabelle zeigt: So viel Geld könnten Rentner 2024 bekommen – „Über Niveau von 2023“

München – Die Inflationsrate in Deutschland liegt derzeit immer noch bei über sechs Prozent (Stand: August 2023). Wenn man nur die Verbraucherpreise bei Nahrungsmitteln betrachtet, sogar bei neun Prozent. Diese Preissteigerungen machen sich auch in den Geldbeuteln der Verbraucher bemerkbar. Besonders schwierig ist die Lage auch für Rentner. Sie können schließlich nicht auf Tarifverhandlungen oder eine Gehaltserhöhung hoffen.

Rente: Ökonomen rechnen mit bis zu sechs Prozent mehr 2024

Es gibt aber auch gute Nachrichten für Renten-Beziehende. Denn die Anpassung der Renten hängt an der Lohnentwicklung in Deutschland. Heißt also: Wenn die Löhne steigen, steigen auch die Renten. Im 2. Quartal 2023 lag der Nominallohnindex bei 6,6 Prozent, im ersten noch bei 5,6 Prozent. Mit den Tariferhöhungen in vielen Branchen dürfte sich dieser Trend auch in der zweiten Jahreshälfte fortsetzen. 

Damit wird voraussichtlich auch die Rente 2024 wieder deutlich steigen. Die letzte Erhöhung gab es zum 1. Juli 2023. Zu diesem Stichtag wurden die Renten im Westen um 4,39 Prozent und im Osten um 5,86 Prozent angehoben. Im kommenden Jahr dürfte das sogar noch mehr werden, wie auch der Wirtschaftsweise Martin Werding im Interview mit IPPEN.MEDIA vermutet. „Die Anpassung orientiert sich an der durchschnittlichen Lohnsteigerung in diesem Jahr. Grob überschlagen lägen wir damit über dem Niveau von 2023“, machte der Ökonom klar.

Unser kostenloser Renten-Newsletter versorgt Sie regelmäßig mit allen relevanten News zum Thema. Hier geht es zur Anmeldung.

Aber auch andere Experten rechnen mit einem starken Anstieg. So beispielsweise Renten-Experte Bernd Raffelhüschen: „Ab Mitte 2024 bekommen Rentner ein Plus von mindestens 5,5 bis 6 Prozent“, prognostizierte er gegenüber der Bild. Ähnlich optimistisch zeigt sich Professor Jens Boysen-Hogrefe vom Kieler Institut für Weltwirtschaft. Auch er hält sechs Prozent für möglich, wie er der Zeitung sagte. 

Eine ältere Frau geht mit einem Gehstock durch eine Fußgängerzone.
Wenn es nach Experten geht, dürfen sich Rentner im kommenden Jahr über eine satte Erhöhung freuen. (Symbolfoto) © IMAGO/Michael Gstettenbauer

Rente 2024: So hoch könnte sie ausfallen

Doch wie wirkt sich das konkret auf die Renten aus? Wir haben zwei Musterbeispiele berechnet: Eine Rentenanpassung von fünf Prozent und eine in Höhe von sechs Prozent. In der folgenden Tabelle können Sie dann ablesen, wie stark ihre Rente mit dieser Erhöhung ansteigen würde.

Wichtig ist aber auch zu betonen, dass manche Rentner durch eine Rentenerhöhung auch in die Steuerpflicht rutschen können. Zudem müssen noch Sozialabgaben und Versicherungsbeiträge abgezogen werden.