You plan to move to the Philippines? Wollen Sie auf den Philippinen leben?

There are REALLY TONS of websites telling us how, why, maybe why not and when you'll be able to move to the Philippines. I only love to tell and explain some things "between the lines". Enjoy reading, be informed, have fun and be entertained too!

Ja, es gibt tonnenweise Webseiten, die Ihnen sagen wie, warum, vielleicht warum nicht und wann Sie am besten auf die Philippinen auswandern könnten. Ich möchte Ihnen in Zukunft "zwischen den Zeilen" einige zusätzlichen Dinge berichten und erzählen. Viel Spass beim Lesen und Gute Unterhaltung!


Visitors of germanexpatinthephilippines/Besucher dieser Webseite.Ich liebe meine Flaggensammlung!

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Wednesday, November 2, 2022

IATA: Convenience top priority

Published November 2, 2022, 11:32 AM

by Emmie V. Abadilla, MB

Simplification and convenience are travelers’ top concerns in the post-COVID crisis period, according to the International Air Transport Association (IATA)’s 2022 Global Passenger Survey (GPS) released last night (November 1).

“Travel during COVID-19 was complex, cumbersome and time consuming due to government-imposed travel requirements,” says Nick Careen, IATA’s Senior Vice President for Operations, Safety and Security.

“Post-pandemic, passengers want improved convenience throughout their trip. Digitalization and use of biometrics to speed up the travel journey is the key,” he maintained. 

Passengers want convenience when they plan their travel and when choosing where to depart from, the GPS revealed after collating over 10,000 responses from 222 countries. 

Their preference is to fly from an airport close to home, have all booking options and services available in one single place, pay with their preferred payment method and easily offset their carbon emissions.

In fact, proximity to the airport was the passengers’ main priority when choosing where to fly from (75 percent). This was more important than ticket price (39 percent).

Travelers were satisfied being able to pay with their preferred payment method which was available for 82 percent of travelers.

Having access to planning and booking information in one single place was identified as being top priority.

Some 18 percent of passengers said that they offset their carbon emissions, the main reason given by those that did not was not being aware of the option (36 percent).

“Today’s travelers expect the same online experience as they get from major retailers like Amazon,” observed Muhammad Albakri, IATA Senior Vice President Financial Settlement and Distribution Services. 

“Airline retailing is driving the response to these needs. It enables airlines to present their full offer to travelers. And that puts the passenger in control of their travel experience with the ability to choose the travel options that they want with convenient payment options,” he explained.

With regards to travel facilitation,

most travelers are willing to share their immigration information for more convenient processing.

A total of 37 percent of travelers admitted they have been discouraged from traveling to a particular destination because of the immigration requirements.

Process complexity was highlighted as the main deterrent by 65 percent of travelers, 12 percent cited costs and 8 percent cited time.

Where visas are required, 66 percent of travelers want to obtain a visa online prior to travel, 20 percent prefer to go to the consulate or embassy and 14 percent at the airport.

The bulk, 83 percent of travelers said they would share their immigration information to speed up the airport arrival process. While this is high, it is slightly down from the 88 percent recorded in 2021.

“Travelers have told us that barriers to travel remain,” Careen pointed out.

Countries with complex visa procedures are losing the economic benefits that these travelers bring. Where countries have removed visa requirements, tourism and travel economies have thrived.

And for countries requiring certain categories of travelers to get visas, taking advantage of traveler willingness to use online processes and share information in advance would be a win-win solution, he noted.

As for airport processes, passengers are willing to take advantage of technology and re-thought processes to improve the convenience of their airport experience and manage their baggage.

Passengers are willing to complete processing elements off-airport, with 44 percent identifying check-in as their top pick for off-airport processing.

Immigration procedures were the second most popular “top-pick” at 32, followed by baggage.

And 93 percent of passengers are interested in a special program for trusted travelers (background checks) to expedite security screening.

Also, passengers are interested in more options for baggage handling, with 67 percent interested in home pick-up and delivery and 73 percent in remote check-in options.

Most, 80 percent of passengers, stated they are more likely to check a bag if they could monitor it throughout the journey while 50 percent would be interested in using an electronic bag tag.

Interestingly, passengers see value in biometric identification, with 75 percent wanting to use biometric data instead of passports and boarding passes.

Over a third have already experienced using biometric identification in their travels, with an 88 percent satisfaction rate.

But data protection remains a concern for about half of travelers.

“Passengers clearly see technology as key to improving the convenience of airport processes,” Careen stressed.

“They want to arrive at the airport ready-to-fly, get through the airport at both ends of their journey more quickly using biometrics and know where their baggage is at all times.”

“The technology exists to support this ideal experience. But we need cooperation across the value chain and with governments to make it happen,” he noted.

“And we need to continuously reassure passengers that the data needed to support such an experience will be safely kept.”

The industry is ready to power airport processes with biometrics through IATA’s One ID initiative.

COVID-19 has helped governments understand the potential for passengers to share their travel information and the power of biometric processes to improve security and facilitations processes.

The proliferation of e-gates at airports is proving the efficiencies that can be gained.

The priority now is to support the OneID standards with regulation to allow its use to create a seamless experience across all parts of the passenger journey.

Ruffa Gutierrez proud of her daughters who value education

Published November 2, 2022, 11:12 AM

by Robert Requintina, MB

Ruffa Gutierrez (Facebook)

Actress Ruffa Gutierrez is proud of her daughters Lorin and Venice Bektas who really care about education.

At the launch of her lifestyle brand “Gutz and Glow” at the Hilton Manila at Newport World Resorts in Pasay City recently, Ruffa also said that she’s so inspired to work hard for them.

“I am very inspired because my eldest daughter who’s now a sophomore at Pepperdine University and we miss her so much will soon be launching her own brand for 2023. 

“I guess both my daughters are inclined to stay in the fashion or beauty industry if that’s what they want. Venice is 18 and she also wants to launch her own products,” the former beauty queen said.

Ruffa, who recently starred as Imelda Marcos in the blockbuster movie “Maid In Malacanang,” believes she also inspired her teens to study hard.

“I think I have inspired them a lot in terms of finishing education. Gusto ko rin ipakita sa kanila that their mom was able to do it. So kayo, kailangan tapusin n’yo rin ang pag-aaral ninyo. I am giving them all the tools so that they would be able to finish. I work so hard as a single mom. Sabi ko yan lang ang gusto kong gift ninyo sa akin na makapagtapos kayo ng pag-aaral,” she said.

Ruffa Gutierrez (left and business partner Maricor Flores

In August, Ruffa announced that she finished her college studies through the Expanded Tertiary Education Equivalency and Accreditation Program (ETEEAP) of Philippine Women’s University (PWU). 

“I would not have been able to successfully embark on my educational journey without the continuous guidance of PWU‘s ETEEAP team of professionals and the immeasurable support of my loved ones,” she quipped.

Ruffa, 48, said that she will support her daughters if their heart is really into fashion, beauty or showbiz.

“They have offers to join showbusiness. In fact Lorin is under the Viva Artists Agency. Dapat ila-launch na siya but she opted to really finish her sophomore year. Importante talaga yung meron kang pinag-aralan. There’s something for you to fall back on,” she said. Venice, meanwhile, is in high school.

Ruffa added: “Especially now sa showbiz, stars come and go so quickly. The turn over is so fast. Hindi katulad ng mga artista noon na decades ang kanilang pagre-reyna at pagha-hari. Ngayon sabi ko, ‘my gosh who’s that? Then there’s another one. Oh goodness!’ In “Showtime,” I see all these new faces and I can’t memorize their names anymore. So for me, talagang importante na meron silang pinag-aralan. If you have talents naman, the doors will be opened in show business.”

Ruffa (center) and daughters Lorin and Venice Bektas (Facebook)

“Gutz and Glow is the newest lifestyle brand made of the finest functional ingredients and best antioxidants to provide complete skin and body care,” said Ruffa, who launched the brand in partnership with entrepreneur Maricor Flores.

Among the products in the lifestyle brand include Butt and Body Scrub, Disinfectant Hand Soap, Feminine Lightening Spray Mist, Luminous Hand Cream, Lustrous Hand Sanitizer, Blazing Hand Sanitizer, Makeup Remover Wipes, and Intimate Feminine Wipes. 

“These products will surely help empower everyone who has the gutz to conquer the odds, and exude the glow that will put everyone in awe,” said Maricor, Ruffa’s business partner and churchmate. Also joining them at the launch was John Flores, head of Gutz and Glow marketing team.

At the same media conference, fans can’t help but ask Ruffa about the status of her relationship with former Quezon City Mayor Herbert Bautista.

“You know I read an article and I forgot who wrote about it na kesyo natalo raw siya sa election, hindi na raw kami nagpapansinan or hindi ko na siya kinakausap,” said Ruffa when asked about Herbert at the same launch. “I think that’s wrong because they don’t know what really happens behind closed doors. Tuloy-tuloy ang communications. I believe that a private life is a happy life. What you see is what you get. So ano ba yung nakita ninyo kagabi?”

Last month, Ruffa and Herbert were on a date during the 70th birthday bash of talent manager Annabelle Rama at an exclusive club at the Bonifacio Global City.

Fans believe that Ruffa and Herbert were more than just friends, although she admits she enjoys his company.

Hours before her lifestyle brand was launched, Ruffa revealed Herbert wished her the best. “He just said break a leg. He’s very supportive and excited siya. Ang maganda naman kay Herbert he supports my dreams and goals. Hindi siya nakiki-alam sa mga gusto mong gawin sa buhay.”

Stocks to continue riding on higher earnings

by James A. Loyola, MB

The local stock market is seen to continue riding higher on positive corporate earnings reports as well as the firmer Peso although weak volume in past days call for caution.

“This week, the local market may extend its climb with anticipation of third quarter corporate earnings giving a boost to sentiment,” said Philstocks Research Manager Japhet Tantiangco. 

He added that, “The Peso’s position above the 58.00 per US Dollar level, if sustained may also strengthen the market’s positive momentum.” The local market has been on a positive momentum after touching its trough at 5,699.30 last October 3, 2022.

Tantiangco noted though that, “From October 3 to date, net value turnover has only been averaging P3.97 billion per day, below the year-to-date average of P5.99 billion, implying weak conviction in the market’s climb. Thus caution is still advised in our trades.”

This sentiment was also shared by 2TradeAsia.com which said that, “While the trek north of 6,000 was welcome, the market is left wanting of stronger impetus to carry it convincingly towards 6,500-6,700.” 

“Investors are also expected to look towards the S&P Global Philippines’ Manufacturing PMI, Inflation data, and foreign trade data for clues on the local economy,” said Tantiangco.

2TradeAsia.com said investor focus will be pulled in multiple directions, given macro events unfolding for the month.

“The US midterm elections on the 8th, while not groundbreaking, might cause some volatility especially if the US chambers split (i.e. delays in 2023 stimulus, etc.),” the brokerage said.

It added that, “On the 10th, third quarter GDP will be reported and, while expectations have been tempered (low to mid-6 percent), the print will give funds a bigger sense of the impact of policy tightening and will be a guide to better project the fourth quarter up to 2023.”

Meanwhile, 2TradeAsia.com said that, “in mid-November, another round of Fed rate hikes are anticipated (estimated at 75-bps); the BSP is expected to mirror the Fed on the 17th to protect the peso.” Thus, it advised investors to “Range-trade while funds seek inspiration, noting that intraday selling pressure makes settling for modest gains the more optimal play for now.”

For stock picks, Abacus Securities Corporation is looking at Puregold Price Club because “We are anticipating a stronger second half of 2022 for PGOLD with revenge spending and reopening theme still in play after consumers being locked in the pandemic for two years.” 

“We do acknowledge the challenges presented above (peso, inflation affecting consumer spending) which will eat into the company’s margins and profitability. However, we still expect numbers to remain strong and possibly go beyond management’s expectations of consolidated revenues growing 7 to 9 percent.” It added.

The brokerage noted that, “We also have mentioned prior our preference to remain defensive and be choosy in picking stocks. And PGOLD makes a case for this with the company’s resilience in its line of business on essentials and the stock currently trading at all-time low valuations… Accumulate.”

Abacus is also advising investors watch Wilcon Depot and buy its stock when the price weakens as it is one of the best performing index stocks since the start of 2020.

While its price-to-earnings ratio is the highest in the PSEi and it is the second most expensive home improvement play in the region, “Upgrades are imminent and this will help valuations but the stock will still be pricey.”

“We do believe the premium, especially over its regional peers, is partly justified by the very strong YTD results and expanding margins,’ said Abacus adding that, “we would prefer to wait for dips before buying.”

For its part, COL Financial said it is raising its fair value for Wilcon to P31.70 per share from P25.20 a share “as a result of the changes in our forecasts and after rolling over our estimates to 2023.”

“After factoring in our higher topline and gross margin assumptions, our net income forecasts for FY22 and FY23 increased by 6.2 percent and 6.0 percent, respectively,” it said but noted that, “Despite the upgrade in our estimates, we maintain our HOLD rating on the stock due to current valuations.”

What is your favorite Filipino snack called "merienda"?

Food is a huge part of Filipino culture. There are so many delicious dishes to choose from, each with its unique history and flavor. One of my favorite snacks is the banana cue. Bananas are a staple fruit in the Philippines, and they can be cooked in so many different ways.



 Banana cue

 is made by skewing banana slices onto bamboo sticks and then coating them in sugar and caramelized banana mixtureIt's a delicious treat that's perfect for any occasion. Whenever I eat banana cues, I can't help but feel happy and nostalgic. It's a reminder of all the unforgettable memories I've experienced with family and friendsSo if you're ever feeling homesick or want to try something new, I highly recommend giving banana cue a try. You won't be disappointed. 


Footnotes

Tuesday, November 1, 2022

Why are Filipinos unaware of the noise they make?

 

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One reason Filipinos may be unaware of the noise they make is because of the high value placed on being hospitable and accommodating. Filipino culture

 considers it rude to do anything that might disturb or inconvenience others. As a result, Filipinos may be more likely to make noise in public without realizing it since they are not used to being asked to keep their voices down. Additionally, the Philippines is a very loud country overall. Car horns blare, music plays from all directions, and people shouting can be heard at all hours of the day. In such an environment, it can be difficult for Filipinos to gauge what level of noise is appropriate in any given situation. With so much noise in daily life, Filipinos may be accustomed to making and hearing a lot of noise regularly.

Footnotes

We can all be saints!




By Fr. Roy Cimagala *


LET’S be clear about this. We can all be saints. In fact, we should try our best to be saints, since insofar as God is concerned, everything has been given so that what he wants us to be can really turn into reality. Things just depend on us, on how we correspond to the will of God for us.


Remember St. Peter citing a passage from the Scripture: “You must be holy because I am holy.” (1 Pt 1,16) And St. Paul reiterates the same idea: “This is the will of God—you sanctification.” (1 Thes 4,3) And Christ himself said: “Be perfect even as your Father in heaven is perfect.” (Mt 5,48)


With everything that God through Christ in the Holy Spirit has done for this purpose, we can say that our ultimate failure would be if at the end of our earthly life we fail to be saints.


Not only is God offering us grace, the Church, the sacraments, the doctrine, etc., etc., he in Christ is also eager to identify himself with our worst condition in our life, showing us how to handle it so we can manage to share his own life, that is, to be holy and be saints. Thus, in the gospel of the Solemnity of All Saints, we are reminded of the beatitudes that reassure us that we can be blessed in our bad conditions of being poor, persecuted, etc., if we follow him. (cfr. Mt 5,1-12)


We should feel at home with this most wonderful will of God, overcoming whatever disbelief and awkwardness we may have about it, and trying our best to follow all that Christ has taught, shown, commanded and empowered us.


Sanctity should be a constant concern we ought to have. We should not be derailed from this pursuit by aiming only at some practical purposes and other earthly and human goals which, no matter how legitimate, can only be at best a means, an occasion, an instrument to develop sanctity and to do apostolate which always go along with the pursuit for holiness.


Our work, for example, for which we spend most of our time during our active life, can and should be a wonderful occasion to seek sanctity and do apostolate. It’s there where we can truly encounter God and others and develop our intimate relationship with them. 


We should never regard our work as purely worldly as to have no relation with God and others. If we let ourselves be guided by our Christian faith, we know that our work, no matter how mundane and small as long as it is honest, is always our cooperation in the abiding providence of God over all his creation. It is supposed to lead us to God and to strengthen our relation with everybody else. There is something sacred in it.


When we end the day with an examination of conscience which is highly recommended if we are truly serious with our God-given life, we should have the sensation that there is some growth, no matter how small, in our sanctity. We should not judge the value of our day by purely earthly standards like efficiency, profitability, practicality, etc.


There should be the sensation that we are getting closer to God and everybody else, because we manage to give our heart to them, willing to fight and overcome any obstacle that we can encounter in our pursuit for our love for God and others, which is the essence of sanctity.


* Chaplain Center for Industrial Technology and Enterprise (CITE), Talamban, Cebu City

Email: roycimagala@gmail.co


'Davao is ready for full in-person classes'


Educational materials are ready for face-to-face classes in Davao public schools in this undated photo from the city government. CONTRIBUTED PHOTO


By Ruth Palo November 1, 2022 


DAVAO CITY: Over 1.3 million elementary and high school students in public and private schools in Davao Region are ready to resume full face-to-face (F2F) classes starting Wednesday, November 2.


Department of Education Region 11 (DepEd 11) spokesman Jenielito Atillo said that it's all systems go for the full implementation of in-person classes in public and private schools.


Atillo however said private schools were given the prerogative to have in-person classes or to continue with the alternative learning modalities.


Data from DepEd 11 showed that 1,206,291 public school students in the region will be going back to school, while private schools will welcome 136,236 learners.


"Let us not worry about the implementation of the very strict protocols because that is one major requirement actually. This is the number one requirement that we require from public schools and even private schools, the strict implementation of the health and safety protocols," Atillo said.


He added there were private schools that decided to employ face-to-face learning because parents requested it."Many parents really want face-to-face education to be implemented, that is why they seek for schools implementing the face-to-face learning modality," he said.


Public Safety and Security Command Center (PSSCC) head Angel Sumagaysay, meanwhile, said the city is in close coordination with the DepEd, Davao City Police Office (DCPO), Task Force (TF) Davao, and Civil Security Unit, including the City Transport and Traffic Management Office to secure the opening of physical classes.


The city is also ready to implement the "Oplan Balik Eskwela," Sumagaysay said.


He added security personnel will be deployed not only in the poblacion but even in other far-flung areas like Marilog and Paquibato districts.

PAGASA: Several areas in Mindanao to experience moderate to heavy rains due to ‘Queenie’

Published November 1, 2022, 9:08 AM

by Analou de Vera

Tropical Storm Queenie (DOST-PAGASA)

Tropical Storm Queenie will bring moderate to heavy rains in some parts of Mindanao on Tuesday, Nov. 1, said the Philippine Atmospheric, Geophysical and Astronomical Services Administration (PAGASA).

Queenie was last spotted 490 kilometers east of Davao City, packing maximum sustained winds of 65 kph near the center with gustiness of up to 80 km/h, the PAGASA said in its latest weather update. 

“Tonight through tomorrow: Moderate to heavy rains possible over Surigao del Norte, Surigao del Sur, and Dinagat Islands,” the weather bureau reported.

“Light to moderate with at times heavy rains possible over Eastern Visayas, Davao Oriental, and the rest of Caraga Region,” it added.

PAGASA said that flooding and rain-induced landslides are possible, “especially in areas that are highly or very highly susceptible to these hazard as identified in hazard maps and in localities with significant antecedent rainfall.”

“The hoisting of Tropical Cyclone Wind Signals is not ruled out over the eastern portion of Caraga and in some areas in Eastern Visayas today (Tuesday). Per latest track and intensity forecast, the highest wind signal that will likely be hoisted is Wind Signal No. 1,” it said. 

Queenie is “forecast to track generally west northwestward to northwestward” on Tuesday “before turning north northwestward” on Wednesday, Nov. 2, “while over the sea east of Caraga-Davao Region area,” PAGASA said.

The weather bureau said that Queenie “may weaken into a tropical depression” on Tuesday, Nov. 1, “due to increasingly unfavorable conditions. Further weakening into a low pressure area is likely by Thursday, possibly earlier.”