You plan to move to the Philippines? Wollen Sie auf den Philippinen leben?

There are REALLY TONS of websites telling us how, why, maybe why not and when you'll be able to move to the Philippines. I only love to tell and explain some things "between the lines". Enjoy reading, be informed, have fun and be entertained too!

Ja, es gibt tonnenweise Webseiten, die Ihnen sagen wie, warum, vielleicht warum nicht und wann Sie am besten auf die Philippinen auswandern könnten. Ich möchte Ihnen in Zukunft "zwischen den Zeilen" einige zusätzlichen Dinge berichten und erzählen. Viel Spass beim Lesen und Gute Unterhaltung!


Visitors of germanexpatinthephilippines/Besucher dieser Webseite.Ich liebe meine Flaggensammlung!

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Thursday, January 15, 2026

BIZ BUZZ: Concert tickets going paperless soon

 


Logan Kal-El M. Zapanta

Go-to ticketing platform Ticketnet has welcomed a global fintech player into its ecosystem: Google Wallet.

Starting soon, Filipinos buying tickets for movies, concerts and sporting events may be able to store them directly in Google Wallet, which officially launched in the country in late November. This is in line with paperless ticketing that’s already commonplace in overseas markets.

This integration is expected to streamline how customers manage their event passes, as Google Wallet allows users to store event and cinema tickets, loyalty cards, digital vouchers and even digital car keys.

“We are glad to be one of the first services that will boast of Google Wallet integration,” said Irene Jose, chief operating officer of Uniprom, the parent company of Ticketnet. “This will mean easier access and more convenient ticketing for our customers.”

For Ticketnet, the partnership also reflects its push to use technology to elevate entertainment and sporting experiences.

SEE ALSO

At present, Google Wallet supports cards from seven partner banks in the Philippines: Chinabank, EastWest Bank, GoTyme Bank, Maya Bank, RCBC, UnionBank and Wise.

For ticket-buyers weary of misplaced stubs, Ticketnet’s tie-up with Google Wallet could soon make attending events a little less stressful.

Peso falls to weakest level in history

 


Ian Nicolas P. Cigaral

The Philippine peso slumped to a new record low on Wednesday, pressured by a rebounding dollar amid firmer expectations that the US Federal Reserve (Fed) will keep interest rates unchanged despite pressure from the White House.

The local currency capped yesterday’s session at 59.44 against the greenback, 9 centavos weaker than its previous finish and beating the previous record-low closing of 59.355 set on Jan. 7.

The peso’s worst showing in intraday trade stood at 59.45:$1. Total volume fell to $951 million, from $999.22 million before.

Latest data showed that the US consumer price index had risen by 2.7 percent last month, unchanged from November and in line with expectations. With economists divided over whether inflation in America has already peaked, Reuters reported that the Fed was widely expected to keep rates steady at its meeting this month.

“Expect the US dollar-peso spot to grind lower, as steady corporate demand and a firm US dollar backdrop are likely to overwhelm local bank supply,” a trader said.

Firmer greenback

“The dollar is strong because US growth is holding up; rates are staying higher for longer; and policy uncertainty around the Fed is reinforcing the dollar’s safe-haven appeal,” the trader added. “Fed uncertainty hasn’t weakened the dollar—it has actually strengthened it by keeping rates high and investors defensive.”

A weaker peso carries mixed consequences for the Philippines.

It boosts the domestic value of remittances sent home by millions of overseas workers and could help make Filipino exports more competitive. But it also risks driving up import costs and reigniting inflation.

Prolonged depreciation could likewise inflate the peso value of foreign debt held by the government and private firms.

The Bangko Sentral ng Pilipinas (BSP) has signaled it will allow market forces to determine the exchange rate, intervening only if a sustained downturn threatens to fuel imported inflation.

The BSP is willing to absorb some currency weakness as it approaches the conclusion of its pro-growth push. Governor Eli Remolona Jr. last week signaled that the central bank’s easing cycle could end with just one more interest rate cut—possibly in February—unless “bad surprises” emerge that would justify further reductions.

Looking ahead, analysts at MUFG Research warned that a renewed rise in global oil prices could weigh on the peso, as higher import costs would intensify dollar outflows in the Philippines, a net oil importer.

SEE ALSO

With Brent crude trading near $65 a barrel, oil-sensitive Asian currencies have already come under pressure, they said, even as the global oil market remained “fundamentally oversupplied.”

Diwa Guinigundo, an economist at New York-based GlobalSource Partners, said uneven and subdued foreign direct investment inflows could add to the strain.

“Prolonged FDI (foreign direct investment) weakness could place downward pressure on the peso, especially amid potentially tighter global financial conditions,” Guinigundo said. “With growth already struggling to reach the lower bound of the 2025 target of 5.5 percent, unresolved political and fiscal governance challenges risk making the outlook for 2026 even more demanding.”

Cheuk Wan Fan, chief investment officer for Asia at HSBC Private Bank and Premier Wealth, struck a more measured tone, holding a neutral view on the peso over the next six months.

“After the Philippines peso weakened to its record low level against the US dollar in 2025, we expect the peso to remain largely range bound this year and will reach 59.20 at the end of 2026,” Fan said.

Kann ein einzelnes falsches Kreuz im Rentenantrag finanzielle Folgen haben?


Rente und Rentenreform
Wer einen Rentenantrag ausfüllt sollte sich vorher genau erkundigen. Manche Kreuze können langfristige Folgen im Ruhestand haben. (Symbolfoto) © IMAGO

Ja, ein einzelnes Kreuz im Rentenantrag kann Folgen für die Finanzen im Ruhestand haben. Eines davon ist die sogenannte Hochrechnung der Rente. Was es zu beachten gibt, lesen Sie hier:

echo24.de berichtet über dieses Kreuz im Antrag und wann die Rentenzahlung dauerhaft gesenkt wird.

Je nach individueller Situation kann es mit oder ohne dieses Kreuz im Antrag später mehr oder weniger Rente geben. (jpr)

Auch interessant


Wednesday, January 14, 2026

ROUSED TO ANGER?


 

By Klaus Döring


Anger. A day rarely goes by without us feeling angry. It is not necessary to cite examples. Sometimes, it's just a minor reason like we hate the fly at the wall. Sometimes anger has important reasons. 


Anger seems to become the main part of our daily life. That's why it is really important to talk (again?) about this phenomenon. As I said, anger is one of the most basic emotions. Everyone can really get angry. If someone told you, he won't get angry, better don't believe him.


Anger is a terrible feeling of being against something or someone. It can be my neighbor, because he is still (!) burning poisonous plastic and rubber garbage. Many of us get angry observing some politicians during those days worldwide.


Anger is a hostile emotion that sets people against one and another, or even against themselves. By its nature, anger involves opposition, hostility, hatred and dislike. Anger, however, is simpler to define that to identify. Emotions of antagonism can take a wider variety of faces. Expressions of anger range from the overt, in-your-face brand of open hostility to the cold indifference of a silent individual.


Anger at the workplace is becoming very common nowadays.


One of my good friends works as a stewardess. Imagine yourself 35,000 feet up, pushing a trolley down a narrow aisle surrounded by restless passengers. A toddler is blocking your path, his parents not immediately visible. A passenger is irritated that he can no longer pay cash for an in-flight meal, another is demanding to be allowed past to use the toilet. And your job is to meet all of their needs with the same show of friendly willingness. For a cabin crew member, this is when emotional labor kicks in at work.


A term first coined by sociologist Arlie Hochschild, it’s the work we do to regulate our emotions to create “a publicly visible facial and bodily display within the workplace”.


At times, anger can be felt like an inner fire. It hits you in the gut. You see red and feel hot and maybe sweaty. Your stomach gives you problems, our blood pressure rises, and breathing rate increases. Not only neighbors or politicians are the reason for anger. The silent withdrawal and lack of understanding and innumerable shortcomings of a partner or in the family are often an indication that one is angrily punishing the other for not doing things his or her way.


 Back to the workplace: unhelpful attitudes such as ‘I’m not good enough’ may lead to thinking patterns in the workplace such as ‘No-one else is working as hard as I seem to be’ or ‘I must do a perfect job’, and can initiate and maintain high levels of workplace anxiety.


When research into emotional labor first began, it focused on the service industry with the underlying presumption that the more client or customer interaction you had, the more emotional labor was needed.


However, more recently psychologists have expanded their focus to other professions and found burnout can relate more closely to how employees manage their emotions during interactions, rather than the volume of interactions themselves. Perhaps just today you turned to a colleague to convey interest in what they said, or had to work hard not to rise to criticism. It may have been that biting your lip rather than expressing feeling hurt was particularly demanding of your inner resource.


But in some cases maintaining the façade can become too much, and the toll is cumulative. 


As I stated earlier: Minor things could become the start of anger. Over the years, handling the stress caused by suppressing one's emotions became much harder. Small things seemed huge, we easily dreaded going to work and  anxiety escalated. 


Across the globe, employees in many professions are expected to embrace a work culture that requires the outward display of particular emotions – these can include ambition, aggression and a hunger for success.


The way we handle emotional labor can be categorized in two ways – surface acting and deep acting.


“How we cope with high levels of emotional labour likely has its origins in childhood experience, which shapes the attitudes we develop about ourselves, others and the world,” says clinical and occupational psychologist Lucy Leonard.  


“Unhelpful attitudes such as ‘I’m not good enough’ may lead to thinking patterns in the workplace such as ‘No-one else is working as hard as I seem to be’ or ‘I must do a perfect job”, and can initiate and maintain high levels of workplace anxiety,” says Leonard.  


Workers are often expected to provide good service to people expressing anger or anxiety – and may have to do this while feeling frustrated, worried or offended themselves.


Take the example of a particularly tough phone call. If you are surface acting you respond to the caller by altering your outward expression, saying the appropriate things, listening while keeping your actual feelings entirely intact. With deep acting you make a deliberate effort to change your real feelings to tap in to what the person is saying – you may not agree with the manner of it but appreciate the aim.


Both could be thought of as just being polite but the latter approach – trying to emotionally connect with another person’s point of view – is associated with a lower risk of burnout. Good thing: many offices over the last decade have created recreational or rest spaces in a bid to mitigate employee stress.


When things get tough, you might be very lucky  talking to colleagues to unload. “It’s the saying it out loud that allows me to test and validate my own reaction. I can then go back to the person concerned,” one of my former office mates in Germany explained many years ago.


Those who report regularly having to display emotions at work that conflict with their own feelings are more likely to experience emotional exhaustion


Remaining true to your feelings appears to be key – numerous studies show those who report regularly having to display emotions at work that conflict with their own feelings are more likely to experience emotional exhaustion.


Of course, everybody needs to be professional at work and handling difficult clients and colleagues is often just part of the job. But what’s clear is that putting yourself in their shoes and trying to understand their position is ultimately of greater benefit to your own well-being than voicing sentiments that, deep down, you don’t believe.


Where it is possible, workers should be truly empathetic, be aware of the impact the interaction is having on them and try to communicate in an authentic way. Easy to say, yes, I know. But let's give a try!