You plan to move to the Philippines? Wollen Sie auf den Philippinen leben?

There are REALLY TONS of websites telling us how, why, maybe why not and when you'll be able to move to the Philippines. I only love to tell and explain some things "between the lines". Enjoy reading, be informed, have fun and be entertained too!

Ja, es gibt tonnenweise Webseiten, die Ihnen sagen wie, warum, vielleicht warum nicht und wann Sie am besten auf die Philippinen auswandern könnten. Ich möchte Ihnen in Zukunft "zwischen den Zeilen" einige zusätzlichen Dinge berichten und erzählen. Viel Spass beim Lesen und Gute Unterhaltung!


Visitors of germanexpatinthephilippines/Besucher dieser Webseite.Ich liebe meine Flaggensammlung!

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Thursday, January 22, 2026

Rentenzahlung im Januar: Tag verschiebt sich – Sonderregelung sorgt bei vielen für Verwirrung


Immer wieder fällt der Auszahlungstermin der Rente nicht auf den letzten Tag im Monat, sondern tanzt außer der Reihe. So auch im Januar 2026.

Frankfurt – Die gesetzliche Rente für Januar 2026 kommt für viele Bezieher zu einem ungewohnten Termin – und das sorgt regelmäßig für Verwirrung. Grund ist der 31. Januar 2026, der auf einen Samstag fällt und damit die gewohnten Auszahlungsrhythmen durcheinanderbringt. Die meisten dürfte das aber freuen, schließlich kommt das Geld eher aufs Konto.        

Beim Rentenantrag lauert eine Stolperfalle. (Symbolbild)
Immer wieder fällt der Auszahlungstermin der Renten nicht auf den letzten Tag im Monat, sondern tanzt außer der Reihe. So auch im Januar 2026. Am 30.1.2026 sollte der Betrag auf Ihrem Konto sein. © IMAGO

Wie die Deutsche Rentenversicherung mitteilt, erhalten alle Rentnerinnen und Rentner, deren Rentenbeginn ab dem 1. April 2004 liegt, ihre Januar-Rente am Freitag, den 30. Januar 2026. Diese sogenannte nachschüssige Zahlung erfolgt am letzten Bankarbeitstag des Monats für denselben Monat. Da Samstage nicht als Bankarbeitstage gelten, verschiebt sich die Überweisung vom 31. Januar auf den Freitag davor.     Rentenzahlung im Januar: Sonderregelung sorgt bei vielen für Verwirrung

Anders verhält es sich bei Rentnerinnen und Rentnern mit älteren Ansprüchen: Wer bereits vor dem 1. April 2004 in den Ruhestand gegangen ist, erhält seine Rente vorschüssig – also bereits am letzten Bankarbeitstag des Vormonats für den kommenden Monat. Dazu gehören sowohl Alters- als auch Hinterbliebenenrenten, einschließlich Witwen-, Waisen-, Halbwaisen- und Erziehungsrenten. Für diese Gruppe wurde die Januar-Rente bereits am 30. Dezember 2025 überwiesen, denn der 31. Dezember gilt als „Bankfeiertag“. Darüber berichtet auch der Rentenservice der Deutschen Post, der für die Zustellung der Rente verantwortlich ist.

Eine Eselsbrücke für alle, die sie sich merken wollen: Alle, die VOR April 2004 in Rente gegangen sind, bekommen die Rentenzahlungen auch VORschüssig.

Wichtige Info!

Vergessen Sie nicht, dem Rentenservice jede Adressänderung oder eine Änderung bei Ihrer Bankverbindung so schnell wie möglich mitzuteilen. Wenn Sie eine Arbeit aufnehmen oder beenden, wenn Sie heiraten oder auch Ihre Krankenkasse wechseln, sollten Sie uns rechtzeitig darüber informieren.

Quelle: Deutsche Rentenversicherung

Egal, ob vorschüssige oder nachschüssige Zahlung, am letzten Bankarbeitstag erfolgt die Überweisung der Altersrente. Wer unsicher ist, welche Zahlungsart für ihn gilt, kann dies anhand seiner ersten Rentenzahlung überprüfen oder beim Rentenservice der Deutschen Post nachfragen. Bleibt eine erwartete Zahlung aus, sollten Rentnerinnen und Rentner zunächst ihren Kontoauszug prüfen, bevor sie Kontakt aufnehmen. Übrigens verschiebt sich auch der Februar-Termin und fällt auf den 27.2. Der 28. fällt auch hier auf einen Samstag.

Wednesday, January 21, 2026

Should we be scared of the 'superflu'?

 


A look into the different types of flu to watch out for

Published Jan 19, 2026 08:37 am

At A Glance

  • We should use this opportunity to educate people about the importance of the yearly flu shot in keeping everyone healthy.

After an early start to the flu season, various public health authorities, including the US Centers for Disease Control and Prevention (CDC) and the World Health Organization (WHO), have reported the detection of a new dominant flu strain. This strain, with the very technical-sounding name of influenza AH3N2 subclade K, is a variation of the usual seasonal flu strain AH3N2 with some new mutations. Unfortunately, based on anecdotal reports that some people felt much worse than usual, the new virus was quickly dubbed by the media as the “superflu.”
This had the effect of sensationalizing the news of a new strain. More than a few social media posts claiming this could be a new pandemic went viral (no pun intended). Even when scientists countered that it doesn’t seem to be very “super” at all, fake news continues to spread. What are the facts about influenza AH3N2 subclade K, and is there any reason to worry?
The influenza virus is a shapeshifter by nature. It comes in four antigenic variants: influenza A, B, C, and D. Two of these antigenic variants, specifically influenza A and B, cause most cases of flu in humans. Influenza A is responsible for previous pandemic outbreaks, including the notorious AH1N1 Spanish flu in 1918, which affected nearly 1/3 of the world’s population, and the more recent AH1N1 Swine flu pandemic in 2009.
The influenza virus genome consists of eight segments of single-stranded RNA. RNA viruses such as influenza, HIV, and SARS-CoV-2 are more prone to mutations compared to DNA viruses. Genetic changes in influenza A can happen through spontaneous mutations from these errors and also through another mechanism known as recombination.
Spontaneous mutations are usually introduced by errors in copying when viral RNA is duplicated. These mutations occur at random, and most of the mutations that occur are silent or might even be harmful to the virus. Occasionally, these mutations can affect the proteins on the viral surface and decrease the ability of our body to recognize the virus. This process is known as antigenic drift, and immune escape in this case is gradual.
Recombination occurs when two or more virus strains infect the same cell and end up mixing their different segments of RNA together. This can cause a more drastic genetic change, and the process is known as antigenic shift. Antigenic shift can occur between influenza A viruses from different host animals and give rise to a novel pandemic virus to which humans have little or no immunity.
For example, influenza A viruses that infect birds can cause more severe pneumonia in humans. It is, however, very difficult for humans to get infected with avian flu due to the less efficient binding of the virus with proteins in the upper airways of humans. If an avian influenza virus combines with a human influenza virus, it may result in a virus that causes more severe disease than regular human influenza and is more transmissible than avian flu. The 2009 AH1N1 swine flu was an antigenic shift phenomenon where genetic material from different swine influenza viruses got mixed together and resulted in a highly transmissible virus. While the 2009 AH1N1 influenza virus did not cause more severe disease, there was almost no immunity to it at the outset due to the radical change in its genetic signature, causing it to spread quickly.
The new influenza AH3N2 subclade K is believed to be the product of antigenic drift. It is a direct descendant of influenza AH3N2 subclade J.2.4 with added mutations, so it is technically also subclade J.2.4.1. The new mutations seem to decrease the effective immune response of the body against the virus based on animal serum studies. This may have given it a survival advantage that is consistent with the increasing numbers of influenza AH3N2 subclade K being detected as a proportion of the circulating influenza viruses. Based on early studies, these genetic changes don’t seem to have significantly affected the effectiveness of the current vaccines. The current flu season vaccine is still protecting against severe disease and hospitalization. There is also no evidence that influenza AH3N2 subclade K causes more severe disease when confirmed genotyped cases are compared to other circulating strains.
Just how much the new influenza AH3N2 subclade K mutations are enabling immune escape is not yet clear. There are a lot of confounding factors. Many parts of the world had an early start to the flu season. This means that the number of flu cases is peaking earlier. Therefore, when compared to the same time frame as previous years, the case counts for this year would be higher earlier in the season. Another major confounder is that, compared to other years, there has been very low flu vaccine uptake, which, as we would expect, results in more cases of flu and more severe symptoms in unvaccinated persons.
There is currently limited flu vaccine availability since the flu season is already well underway. The Southern Hemisphere vaccine, however, should be available by around February. We get availability for both Northern and Southern Hemisphere vaccines in the Philippines six months apart. We only need to get one vaccine shot once a year, so if you haven't gotten it in the last year, you can get it soon when it becomes available.
In the meantime, you can protect yourself and others by wearing a mask, especially if you are in the vulnerable population or if you are living with someone who is elderly or immunocompromised. Stay home if you have flu symptoms and talk to your doctor if you get sick. Proceed to the ER if you have warning signs, like shortness of breath or low oxygen levels (
The bottom line is that the “superflu” does not seem to be very super at all, and there is no reason to believe it will cause another pandemic. The observation, however, that fewer people are taking the yearly influenza vaccine is very troubling, and this will result in more cases of severe influenza and deaths from the virus. It is important to treat the emergence of influenza AH3N2 subclade K as a warning that the virus continues to mutate. We should use this opportunity to educate people about the importance of the yearly flu shot in keeping everyone healthy. As a bonus, a higher vaccination rate means fewer cases and fewer chances for the virus to mutate, and it might just head off the next influenza pandemic.

Learning crisis that needs prompt attention


By Manila Bulletin
Published Jan 21, 2026 12:05 am | Updated Jan 20, 2026 03:54 pm      
The signs of a learning crisis are clear. The numbers are no longer just alarming, they are damning. When only three in 10 Grade 3 students can read, count, and comprehend at expected levels, then further shrinking to one in five by Grade 6, and a woeful 0.47 percent by the time they reach Grade 12 or Senior High School, the problem is no longer about learning gaps. It is already a systemic failure, whether we admit it or not. The findings of the Second Congressional Commission on Education (EDCOM 2) on the 2024 Early Language, Literacy, and Numeracy Assessment (ELLNA) and the National Achievement Test (NAT) should shake the nation, not because the results surprise us, but because they confirm what educators, parents, and employers have long known: the hemorrhaging potential of the Philippine basic education.
The Department of Education (DepEd) cannot respond to this crisis with slogans, pilot programs, or another round of glossy reforms alone. The data points have exposed the brutal truth—intervention is coming too late. If 70 percent of students already fail to reach proficiency as early as Grade 3, the solution must begin long before remediation, summer classes, or test preparation. DepEd must radically refocus on early-grade mastery: fewer competencies, deeper learning, relentless assessment, and immediate intervention. Reading, comprehension, and numeracy are survival skills and should not be treated merely as routine curriculum subjects. Anything that does not serve these goals in the early grades should be questioned, simplified, or scrapped.
But reform cannot be attained in isolation. The education crisis is inseparable from the country’s long-standing culture of waste and corruption. Billions of pesos meant for classrooms, teachers, textbooks, and school connectivity have been siphoned off into ghost flood control projects, overpriced infrastructure, and phantom programs. Every peso stolen is a classroom overcrowded, a teacher unsupported, a child left behind. It is obscene to debate learning poverty while public funds continue to disappear with impunity. Accountability is not a distraction from education reform—it is a prerequisite. Without it, no curriculum overhaul or assessment reform will succeed.
The private sector, often quick to lament the poor quality of graduates, must move beyond complaints and token corporate social responsibility. Businesses have a direct stake in fixing basic education. They can fund large-scale reading and numeracy programs, support teacher training, adopt public schools, and invest in learning technologies. More importantly, they can insist on transparency and results when partnering with the government. The private sector understands metrics, efficiency, and outcomes. These are precisely what the education system desperately lacks.
Yet the burden does not rest on institutions alone. Every Filipino has a role to play. Parents cannot outsource education entirely to schools. Reading with children, monitoring homework, limiting screen time, and reinforcing discipline are foundational and must be mandatory, not an option. Students, for their part, must be taught early that learning is not merely about passing exams but about competence and character. A culture that tolerates shortcuts, cheating, and mediocrity in public life inevitably breeds the same in the classroom.
The crisis revealed by EDCOM 2 is not just a result of a typical test; this is about the kind of nation we are becoming unless we act with a sense of urgency. A country that cannot teach most of its children to read and count by Grade 3 is a country mortgaging its future. That is the reality. We can no longer afford denial, half-measures, or corruption disguised as development. Focus on education reform must be urgent, honest, and ruthless. Otherwise, learning poverty—defined by the World Bank as being unable to read and understand a simple text by age 10—will remain our most enduring national legacy, something we must avoid by addressing the issue at hand, pronto.

Search for missing vessel in Davao expands


Published Jan 20, 2026 04:26 pm    

A CREW of missing vessel MBCA Amerejas was rescued Tuesday.
A CREW of missing vessel MBCA Amerejas was rescued Tuesday.
DAVAO CITY – Search and rescue operations for the 14 persons onboard a missing vessel has expanded to the vicinity of Sarangani Islands in Davao Occidental, said Philippine Coast Guard spokesperson Capt. Noemi Cayabyab Tuesday.
Cayabyab said a multi-agency air and surface search has been deployed to the coast of Sarangani Island (popularly known as Balut Island) following the rescue of one of the crew members around 11 a.m. Tuesday.
Sarangani Island is about 110 nautical miles (about 203 kilometers) south of this city.
The Philippine Coast Guard District-Southeastern Mindanao identified the rescued individual as Christopher Bulig, a crew member of the missing MBCA Amejara.
He was recovered between the vicinity waters of Sarangani Island and Jose Abad Santos, Davao Occidental, according to the PCG.
Police Patrolman Renz Dominic Prado of the Philippine National Police-Regional Maritime Unit (PNP-RMU) in Davao region said that Bulig was found drifting about 17 nautical miles or 31 kilometers off the coast of Sarangani Island.
Prado said that initial reports from their unit assigned to the island bared that Bulig was immediately taken to the hospital on the island.
He added that the rescued crew member confirmed that MBCA Amejara capsized due to strong waves.
An initial report showed that Bulig was separated from his group due to strong currents and waves, Prado said.
"According to our unit in Balut Island, they were not able to extract more information from Bulig yet because cannot speak very well. Maybe because he's too exhausted," Prado explained over the phone.
Aside from Saragani Island, other teams are also scouring the coastal areas of Davao Occidental and Davao Oriental.
Cayabyab explained that they are considering all the factors such as water current and wind that may affect the direction of the missing vessel and passengers.
According to reports, the recreational vessel, which was carrying angler fishing enthusiasts, left this city on Jan. 17.
Cayabyab said that they are investigating reports that the boat sailed without a clearance from the PCG.
It was expected to arrive at Gov. Generoso town, Davao Occidental on Monday.
According to PCG, the vessel reportedly capsized about 22 nautical miles or about 40 kilometers east of the shoreline of Davao Occidental.
Aside from PCG, the Philippine Air Force, Philippine Navy, PNP-RMU, and local government units have dispatched assets to join the SAR mission.