You plan to move to the Philippines? Wollen Sie auf den Philippinen leben?

There are REALLY TONS of websites telling us how, why, maybe why not and when you'll be able to move to the Philippines. I only love to tell and explain some things "between the lines". Enjoy reading, be informed, have fun and be entertained too!

Ja, es gibt tonnenweise Webseiten, die Ihnen sagen wie, warum, vielleicht warum nicht und wann Sie am besten auf die Philippinen auswandern könnten. Ich möchte Ihnen in Zukunft "zwischen den Zeilen" einige zusätzlichen Dinge berichten und erzählen. Viel Spass beim Lesen und Gute Unterhaltung!


Visitors of germanexpatinthephilippines/Besucher dieser Webseite.Ich liebe meine Flaggensammlung!

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Thursday, March 26, 2026

PAGASA sees slim chance of tropical cyclone developing until early April

 


Published Mar 26, 2026 01:57 pm
The Philippine Atmospheric, Geophysical and Astronomical Services Administration (PAGASA) on Wednesday, March 25 said the likelihood of a tropical cyclone forming inside the Philippine area of responsibility (PAR) remains low through the first week of April.
PAGASA weather specialist Benison Estareja said fair weather is expected across most parts of the country, which means no prolonged rainfall.
He added that the easterlies, or warm winds from the Pacific Ocean, will be the dominant weather system in the country until the weekend.
Scattered rains and thunderstorms were expected on Wednesday over Bicol Region, Quezon, Marinduque, Romblon, Oriental Mindoro, Northern Samar, and Eastern Samar.
The rest of the country were seen to experience clear to partly cloudy skies with isolated rain showers or thunderstorms.
On Thursday, March 26, scattered rains and thunderstorms may affect Caraga, Davao Region, and nearby areas, while the rest of the country will have clear to, at times, cloudy skies apart from isolated rain showers or thunderstorms.
From Friday to Sunday, March 27 to 29, generally fair weather is expected across the country, with only isolated rain showers or thunderstorms possible in Mindanao and the eastern sections of Luzon and Visayas.

Airports slash fees

 

Airports slash fees as PBBM warns jet fuel shortages could ground planes; PAL says it has enough fuel

The Department of Transportation (DOTr) is slashing fees for both passengers and airlines to keep airfares affordable amid the oil crisis. The move comes after President Marcos Jr. said that grounding planes due to a jet fuel shortage caused by the war in Iran is a “distinct possibility” for Philippine carriersRead more

Philippine Airlines (PAL) said it has shored up its jet fuel reserves for the “foreseeable future,” seeking to calm markets after President Marcos warned that the regional energy crisis could potentially ground the country’s carriers. Read more

Nachfolger für Riester-Rente steht

 

Nachfolger für Riester-Rente steht: Merz-Regierung erklärt, was Millionen Deutschen bevorsteht


„Altersvorsorge-Depot“ heißt der Nachfolger der Riester-Rente. Die Verbraucherzentrale bezeichnet dies als „Meilenstein“ – alle Einzelheiten im Überblick.

München – Deutschlands private Altersvorsorge wandelt sich grundlegend. Die Regierung aus CDU/CSU und SPD hat sich auf eine Reform des bisherigen Riester-Systems geeinigt. Das neue Modell trägt voraussichtlich den Namen „Altersvorsorge-Depot“ und soll zum 1. Januar 2027 starten.   

Riesterrente
Das Modell der Riester-Rente hat bald ausgedient. (Symbolbild) © imago stock&people/IMAGO

Gegenüber dem ursprünglichen Regierungsentwurf gibt es eine wesentliche Neuerung: Neben privaten Angeboten soll es ein kostengünstiges Standardprodukt geben, das als Vergleichsmaßstab für den Markt dienen soll. Das neue Altersvorsorge-Depot soll renditestärker, flexibler und kostengünstiger als die bisherige Riester-Rente sein.   

Merz-Regierung läutet Ende der Riester-Rente ein – das steckt hinter der neuen Altersvorsorge

Für die neue Altersvorsorge wurden folgende wichtige Punkte von der Regierung um Bundeskanzler Friedrich Merz beschlossen:

  • Keine starre Beitragsgarantie, dafür unterschiedliche Anlageoptionen: Versicherte können wählen zwischen 100-Prozent-Garantie (eingezahlte Beiträge werden garantiert ausgezahlt), 80-prozentiger Garantie (Beiträge können etwas gewinnbringender am Kapitalmarkt angelegt werden) und der neuen Risiko-Variante (hohe Renditen am Kapitalmarkt etwa durch breit gestreute Aktien- oder ETF-Fond möglich, aber keine Garantien).
  • Änderung des Kostendeckels für Standarddepot: Union und SPD haben sich auf einen Kostendeckel von 1 Prozent der Effektivkosten verständigt.
  • Neue Auswahl bei Standarddepot: Ein öffentlicher Träger kann dies ebenfalls anbieten, so soll der Wettbewerb gestärkt werden.
  • Altersvorsorge für Selbstständige: Auch Selbstständige sollen eine Möglichkeit zur Vorsorge mit Fördermitteln bekommen.
  • Zuschuss vom Staat: Für jeden eingezahlten Euro bis jährlich 360 Euro soll es 50 Cent vom Staat geben, zwischen 360 und 1800 Euro dann 25 Cent, die maximale Grundzulage steigt auf 540 Euro jährlich.
  • Förderung für Familien: Eltern erhalten ab einem monatlichen Sparbeitrag von 25 Euro den vollen Kinderzuschlag von 300 Euro pro Kind und Jahr.    

Verbraucherzentrale begrüßt Rentenreform – Vorständin freut sich über „Meilenstein“

Der Verbraucherzentrale Bundesverband (vzbv) hatte den ersten Regierungsentwurf noch kritisiert – wie auch einige Experten. Die nun von der Merz-Regierung beschlossene Reform stößt bei vzbv-Vorständin Ramona Pop auf Zustimmung. Gegenüber dem Münchner Merkur von Ippen.Media erklärte sie: „Die Einigung ist ein Meilenstein für Verbraucherinnen und Verbraucher.“ Das sei eine gute Nachricht für alle, die auf private Vorsorge angewiesen sind. „Denn endlich wird es ein Standardprodukt für alle geben, das kostengünstig und renditestark sein soll“, so Pop.   

Nach eigenen Angaben kämpft der vzbv seit über einem Jahrzehnt für ein schlichtes, günstiges Standardprodukt in der privaten Altersvorsorge – nach dem Vorbild von Ländern wie Schweden. Die Berücksichtigung dieses Ansatzes in der Reform sieht Pop als Schritt in die richtige Richtung. Zugleich mahnt sie, dass die Ausgestaltung entscheidend sein wird: „Ab jetzt muss es bei der Umsetzung darum gehen, das neue Standardprodukt und den Zugang dazu so verbraucherfreundlich wie möglich zu machen.“

Riester-Rente: Warum das alte System scheiterte

Die Riester-Rente war ursprünglich dazu gedacht, die Lücke zu schließen, falls die gesetzliche Rente nicht ausreicht. Dafür gab es staatliche Zulagen und Steuervorteile. Anbieter waren außerdem verpflichtet, die eingezahlten Beiträge vollständig zurückzuzahlen – ein Mechanismus, der das Investitionsrisiko begrenzen sollte.   

Das Ergebnis waren jedoch kaum nennenswerte Renditen. Hinzu kamen hohe Abschluss- und Verwaltungskosten, die an Versicherungen und Finanzinstitute flossen und das Produkt immer unattraktiver machten. Laut Bundesarbeitsministerium lagen Ende 2024 knapp unter 15 Millionen Riester-Verträge vor. Schätzungen zufolge ruhten jedoch 20 bis 25 Prozent dieser Verträge – es wurde also gar nichts mehr eingezahlt.

Gratis für Sie: Der große Renten-Ratgeber

So holen Sie das meiste aus Ihrer Rente. Versteckte Fehler vermeiden. Dies und viele Tipps von Renten-Profis finden Sie in unserem kostenlosen Ratgeber.

Laden Sie sich HIER den Ratgeber kostenlos als PDF herunter

Saint Patrick and freedom fighters of the anti-slavery movement

 


March for the Martyrs photo
© Jacob Popcak

By Fr. Shay Cullen, Founder since 1974

There have been celebrations held around the world this past week to mark the feast day of Saint Patrick, the patron saint of Ireland. People displayed the Irish flag, wore green clothes, and pinned on them sprigs of shamrock, an Irish plant associated with Ireland’s conversion from paganism to Christianity. For some, it is a religious festival; for others, a secular tradition. In Chicago, which has a large Irish immigrant population, city officials turned the river green using dye. In Ireland’s capital Dublin, there were parades and parties joined in by thousands of people, yet few of them knew what they were celebrating or why.

It should be a celebration of the bravery of a young man named Patrick, who was 16 when human traffickers abducted him in Wales in the year 410. They took him across the Irish Sea to Ireland to be enslaved. He was truly a victim of human trafficking — a common practice then that even persists today. Patrick then learned to speak Gaelic, the Irish language, and after some years as a slave herding sheep, he found the courage to escape and walked across Ireland to find a ship and worked his passage back to his home in Wales. He later became a missionary, went back to Ireland, and persuaded the rulers there to embrace the values of Jesus of Nazareth. Over time, these leaders were converted and freed their slaves.

In the Philippines, there was a famous female freedom fighter named Gabriela Silang. She was the first woman who led a rebellion against Spanish forces in 1763 to free her people from oppression and slavery. After the assassination of her husband Diego Silang, she took command of his forces and fought to liberate the Ilocos region, until her capture and execution later that year. She is known as the “Joan of Arc of Ilocandia.”

Jose Rizal was a highly educated and renowned ophthalmologist. He was also a novelist who exposed the oppression of his people by the Spaniards and inspired Filipinos to oppose colonial rule nonviolently through his writings. He exposed the injustices committed by the Spanish regime that imposed what can be called de facto slavery. Thanks in part to Rizal’s works, his fellow Filipinos rose up to oppose the Spaniards. However, American forces landed in the country after defeating the Spanish fleet on Manila Bay, and pretended to be supporters of the Filipino revolutionaries and made a treacherous deal with the Spaniards. They attacked the Filipino freedom fighters and waged a bloody war against them, committing many atrocities. The United States eventually conquered the Philippines in 1901. After granting independence to the Philippines in July 1946, America made it a neocolony, which it still is today. Consider: there are nine US military bases inside Philippine ones today, with the approval of the Philippine government, which is run by an oligarchy. American multinational firms, with Filipino tycoons, control the archipelago economically. There are more than 800 member-companies in the American Chamber of Commerce of the Philippines.

Slavery: A way of life

Slavery was a way of life in the US starting in 1661, when it was officially recognized by law in Virginia. The beginning of wealth generation in the US was built on slavery. But by 1804, all northern US states had passed legislation abolishing it. The southern states claimed it was their right to own people as personal property and put them to work without pay.

More enlightened North American people who believed in Christian values believed that owning another human being was immoral. In December 1860, 11 southern states eventually broke away from the US to form the Confederate States of America. That sparked the American Civil War. Then-president Abraham Lincoln campaigned nonstop for Congress to pass the 13th amendment to the US Constitution to abolish slavery. The amendment was passed in January 1865, and he signed it.

During the years of slavery, brave black men and women escaped slave-owning farms in the southern states and fled to northern ones to relative safety. One of them was the remarkable and courageous Harriet Tubman. She was born into slavery in 1822, escaped in Dorchester County, Maryland, and fled to Philadelphia. She was 27. She made secret return trips to the South and became a famous “rescuer of slaves.”

She was supported in her rescues by the so-called Underground Railroad, a movement to rescue slaves and help them win freedom. In about 13 secret trips to slave-owning plantations at great personal risk, she rescued and led 70 enslaved people to freedom. She also provided specific instructions that helped and inspired another 50 to 60 more to escape on their own. During the Civil War, she became a leader of a black contingent of Union soldiers and helped lead the Combahee River Raid, which liberated more than 700 enslaved people. After a lifetime of saving slaves, Tubman died at about 93. Her legacy lives on and her life is dramatized in the Oscar-nominated 2019 film “Harriet.”

In the Philippines, the Senate voted against the renewal of the treaty allowing US bases in the country on Sept. 16, 1991. The final US military ship, the USS Belleau Wood, departed Subic Bay on Nov. 24, 1992. The campaign to free the sex slaves in Olongapo City and close the US bases and convert these into economic freeports started in 1983 by the anti-bases campaign led by the Preda Foundation. After the bases closed in 1992, an estimated 1,000 women and children were freed from sex slavery in bars and brothels, where many of them were held in debt bondage. Today, 171,653 employees work with dignity at the Subic Bay Freeport Zone.

However, human trafficking persists as a common crime in the Philippines and elsewhere in the world. There is a kind of economic slavery among the 17 million Filipinos who eat only one meal a day. Many are forced to be sex slaves in bars and brothels catering to local and foreign tourists. Slavery is very much still with us today. The United Nations Children’s Fund reports on child slavery estimate that 12 percent of children in South Asia — over 41 million — are involved in unpaid child labor. Modern-slavery figures are provided by the International Labor Organization and Walk Free Foundation. In Asia and the Pacific, approximately 29.3 million people live in slavery as of 2021. This region alone accounts for nearly 60 percent of the effectively enslaved people in the world.