You plan to move to the Philippines? Wollen Sie auf den Philippinen leben?

There are REALLY TONS of websites telling us how, why, maybe why not and when you'll be able to move to the Philippines. I only love to tell and explain some things "between the lines". Enjoy reading, be informed, have fun and be entertained too!

Ja, es gibt tonnenweise Webseiten, die Ihnen sagen wie, warum, vielleicht warum nicht und wann Sie am besten auf die Philippinen auswandern könnten. Ich möchte Ihnen in Zukunft "zwischen den Zeilen" einige zusätzlichen Dinge berichten und erzählen. Viel Spass beim Lesen und Gute Unterhaltung!


Visitors of germanexpatinthephilippines/Besucher dieser Webseite.Ich liebe meine Flaggensammlung!

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Monday, April 6, 2026

How great business leaders turn uncertainty into a 90-day action plan

 

Tom Oliver

Two weeks ago, I wrote about “Turning chaos into triumph: How to win big in times of crisis and uncertainty.” Given the strong feedback from readers, and because the Philippines is currently in times of higher uncertainty and change, this is a follow-up to that article.

In uncertain times, many leadership teams and business owners make a subtle but very expensive mistake. They do the strategic work. They gather the data. They identify the risks. They run the scenarios. They discuss supply chain shocks, geopolitical instability, customer hesitation, commodity prices, margin pressure and competitive shifts.

Then they stop. They leave the room with a better understanding of uncertainty—but not with a better grip on execution. That is where businesses lose momentum.

Execution is king

Because in volatile conditions, insight is not enough. A scenario plan, however intelligent, does not protect cash flow, calm customers, stabilize operations or create advantage on its own. It only becomes valuable when it is translated into action—clear decisions, accountable owners, specific trigger points and a fast operating rhythm.

That is why great CEOs do not stop at planning. They turn uncertainty into a 90-day action plan. Not a vague annual strategy. Not a heroic five-year vision. Not a thick slide deck full of possibilities. A 90-day action plan.

Why 90 days? Because it is long enough to make meaningful moves and short enough to stay anchored in reality. In uncertain environments, 12 months is often too far away to manage intelligently. Ninety days is a useful window for focus, execution, adaptation and momentum.

Your key questions

Great questions produce high-quality outcomes. What are we watching? What will trigger action? What exactly will we do? Who is responsible?

Without those answers, scenario planning is merely intellectual comfort. It may create the feeling of seriousness, but it does not create operational readiness. The CEO’s job is to force the translation from thought into action.

That means every major scenario must lead to a set of defined moves. If costs spike, what happens? If a supplier fails, what happens? If demand softens in one segment but rises in another, what happens? If a competitor retreats, what happens?

The companies that move best under pressure are rarely the ones with the most elegant analysis. They are the ones who have already decided how they will respond when reality begins to tilt in a particular direction.

Simplicity breeds execution

Reduce complexity and define the few priorities that matter now. In uncertainty, many organizations try to do too much. They create sprawling plans with 20 initiatives, multiple work streams, endless cross-functional meetings and a long list of “strategic responses.” It looks impressive. It is usually ineffective.

When the environment is unstable, the discipline is not to add more. The discipline is to reduce. Your 90-day plan should focus on a very small number of priorities—typically three to five, not 15. For a lot of businesses, those priorities can fall into some variation of these categories: protect cash, secure the core customer base, stabilize operations, defend margin and pursue a few high-upside opportunities.

That last point matters. In a crisis or unstable market, the goal is not simply survival. It is selective advantage. So while the core business must be protected, a small part of the plan should also be aimed at winning business, gaining share or opening new pathways while competitors hesitate.

Keeping an intense desire to see Christ


 

By Fr. Roy Cimagala

Chaplain

Center for Industrial Technology and Enterprise (CITE)

Talamban, Cebu City

Email: roycimagala@gmail.com


LET’S be like Mary Magdalene, a repentant sinner turned loyal disciple, who went early, even while it was still dark, to visit the tomb of Christ. When she found the tomb empty, she was, of course, heartbroken and went immediately to tell the other disciples. When the others came and saw the empty tomb, they could not do much, so they left. But Mary Magdalene stayed behind. That’s when she finally met the risen Christ. (cfr. Jn 20)


There is something in Mary Magdalene that is worth taking note of. More than that, there is something in her that is worth following. And that is none other than to have an intense desire to see Christ always, no matter what the conditions of our life are.


Like what happened in this gospel episode, Christ will always come to meet us and to give us some specific instructions. In this case of Mary Magdalene meeting Christ, she was told to tell the other disciples that he was going to ascend into heaven.


There should be no day, not even a moment, where we can have no concern about looking for Christ. This may require some drastic effort, but it really is something to learn since it is what is proper and ideal for our life. There is nothing in our life where Christ is not involved. 


We have to be most wary of our tendency to think that in our life there are times and occasions when Christ can be ignored and left out. This usually happens in our daily affairs, in our routinary work, or in such human concerns like politics, business, recreation, etc. It’s precisely in these areas where we most need Christ, and where Christ, to be sure, is most interested to meet us and to guide us.


We therefore need to develop an intense desire to look for Christ. For this, we first of all should ask for God’s grace which is actually given to us in abundance. And from there, let’s go through some systematic plan of life that will nourish and strengthen our constant and intimate relationship with Christ, a relationship that should involve our entire self—body and soul, feelings, emotions and passions down to our very instincts, as well as our mind and heart.


It should be a plan that should obviously include prayer in all its forms—vocal, liturgical, ejaculatory, mental, contemplative, etc. Our life of prayer should be such that even when we are immersed in the things of the world due to our work and our temporal duties, we would still be aware of God’s presence, and it is doing God’s will that should always motivate us.


The plan definitely should include practices that will foster our spirit of sacrifice, penance and purification, given the obvious fact that no matter how much we try to be good, we would always be hounded by our weaknesses and the temptations around, and the possibility of falling into sin is high. This spirit of sacrifice would help us discipline ourselves in order to rally all our faculties for the service of God and of everybody else.


The plan should include a daily effort of ascetical struggle where, aside from fighting evil, we should aim at growing in our love for God and others, by developing the virtues as well as always strengthening them. It should help us to develop a growing concern for others, doing personal apostolate wherever we are and whatever the occasion and circumstance may be.


Friday, April 3, 2026

Iran assures PH of safe, unhindered passage of Filipino vessels in Strait of Hormuz

 

(Photo from DFA)

Iran has assured the Philippines that it will allow the safe, unhindered, and expedited passage of Philippine vessels, energy sources, and Filipino seafarers through the Strait of Hormuz, the Department of Foreign Affairs (DFA) bared. Read more

Thursday, April 2, 2026

The empty tomb

 





By Fr. Roy Cimagala

Chaplain

Center for Industrial Technology and Enterprise (CITE)

Talamban, Cebu City

Email: roycimagala@gmail.com


IN the gospel of the Mass on Monday within the Easter Octave (cfr. Mt 28,8-15), we are given a vivid description of the immediate aftermath of the empty tomb that gave 

rise to different reactions.


When some holy women discovered the empty tomb where Christ was buried, they immediately went to inform the disciples, joyful yet also fearful. But along the way, they were met by the risen Christ himself who made them literally ecstatic, overwhelmed with joy.


But the guards of the tomb were deeply disturbed by what took place. They also went to report to the chief priests who bribed them to fabricate the story that the disciples stole the body while they slept.


All this simply shows that the things of God will always cause different if not conflicting reactions of belief and unbelief with disbelief playing in the middle. It shows how this supernatural gift of faith can be received by us.


We just have to know where and who to believe and who not to. The episode of the empty tomb is actually a test of where to base our faith. Would it just be anybody who can appear to us as reasonable, or would we look for the one with real authority?


We know that the authentic authority to teach the truths of our Christian faith belongs to the Magisterium of the Catholic Church which is the living teaching office entrusted by Christ to the apostles and their successors, the bishops in communion with the successor of Peter, the Pope.


This authority ensures the faithful transmission of the Gospel, guarding against error and providing definitive interpretations of Scripture and Tradition. No individual or community can claim this mandate for themselves. It comes from Christ through the sacrament of Holy Orders, empowering the ministers to “in persona Christi” (in the person of Christ).


The Pope, when he speaks “ex cathedra” (from the chair), that is, in fulfillment of his office as pastor and teacher of all Christians, possesses the infallibility promised to Peter when defining a doctrine of faith or morals to be held by the whole Church.


That is why, we should always make it a habit to refer ourselves to this teaching office of the Church to see if we are truly dealing with a truth of faith, and not something that is just a human invention.


Nowadays, we have to be wary of the flurry of false prophets and demagogues who make their own interpretation of the truths of Christian faith. They can appear and sound credible through a smart use of words and persuasive techniques. But if their teaching on truths of faith does not channel what the Church Magisterium teaches, then they can only be false.


A false doctrine can sound good and can come up with fair promises and assurances, but they actually lack the power to make things happen. They can contain many theoretical truths and can also be supported by a lot of data, facts and other so-called scientific findings, but they lack the most crucial element—the proper spirit.


A true doctrine is not some clever human wisdom that can yield at best some worldly results. It goes far beyond that, though it can be accessed and lived quite easily if one simply has faith. A true doctrine always requires faith!


Thus, in Psalm 119,100, we read these consoling words: “I discern more than the elders, for I obey your precepts, Lord!”


ARA, the P-Pop girl group from Davao City


 Jerry Donato - The Philippine Star 

April 1, 2026 | 12:00am


Meet HARA, the P-Pop girl group from Davao City

HARA, composed of Blythz, Ai, Ckhy, Tashi, Lory and Yani, is a P-Pop girl group from Davao City. Their group name is derived from a pre-colonial term, meaning ‘beauty’ and ‘strength.’ The pre-debut single titled My Love marks its entry into the local music and recording scene. The song focuses on empowerment as well as self-worth and value.

What makes the local music scene thriving and thrilling, too, is the emergence of new artists and acts. One of them is the P-Pop girl group named HARA from Davao City. It is managed by Unique Music Management and has joined Sony Music Entertainment.

The public and music enthusiasts can listen to the group’s pre-debut single, My Love, on digital music platforms, and watch the music video on its YouTube channel.


This paper had a recent brief virtual chat with HARA, composed of Blythz, Ai, Ckhy, Tashi, Lory and Yani, whose group name, a pre-colonial term, means “beauty” and “strength,” yes, “ganda” and “lakas” in the vernacular.

Asked how the six-member group came about, Ai recalled that an audition was held in Davao and they saw the announcement online. Part of it was an elimination round, trimming down the participants into a small number that would eventually form the group. It tested their mettle when it came to dancing and singing. Their audition experience could be compared to participating in a reality talent show.

She added that members Yani and Ckhy were scouted to complete the crew.

Before they heeded the call to be a part of a P-Pop group, each was busy pursuing her own interests and priorities.

“I was a dance coach, a choreographer, and also part of a choir group,” said Blythz, while

Ai was “a professional cosplayer and streamer,” also doing K-pop covers as a side hobby.

Ckhy shared that aside from schooling, she would join “pageants, singing and dance competitions.”

Tashi was also attending her studies and doing K-pop dance cover competitions and cosplaying.

Lory worked as a professional model and tried her luck at auditioning for artista shows.

Yani, who also joined beauty pageants, was a volleyball player for her school. She would sing and dance at home.

Whether some of them discovered the passion to entertain and engage audiences through music and dance at a young age or later in life, what matters is that the girls of HARA finally have the chance and the platform to do so. Their career as a collective has taken off with the pre-debut single My Love.

A piece of information given to this paper describes the song as a “Eurohouse-flavored pop track” that brings one “into clubland fantasia, where suave, confident vocals and magnetic dance-pop production create a mesmerizing sonic experience.” The lyrics were written in English and Tagalog with a touch of Bisaya.

“Our music focuses on empowerment and knowing your worth, especially for us, women.” said Blythz. “It talks about realizing your value and having the courage to walk away from someone who doesn’t respect you. Through our music, we want to remind everyone, especially us, that you deserve love that respects and values you.”

Ai recalled that they first heard My Love during the audition phase and when the members of the group were completed.

“Pinarinig na agad yung song (They played it and let us listen to it) and they did ask us how do we feel about the song. But for us, it was perfect already,” said she.

Blythz added they fell in love with it, at first listen, as one may put it.

To further describe their genre, Ai shared that their song “sounds really feminine,” but generally, it’s upbeat and pop.

When asked about the idea behind releasing a pre-debut single instead of having the usual first-ever song, Lory said it was a way to introduce HARA as a group.

My Love may be viewed as a starter or a preview to the songs that listeners can look forward to from them.

During the interview, HARA was also asked for its two cents on the trend among artists to release one single after another rather than go for an album.

“For us, mas maganda din yung paisa-isa (we find it nicer to record and release one song at a time),” said Ckhy. “I think each song represents like, (yung) ibang kaya po naming gawin (what else we can do).”

Yani, on the other hand, shared that it also shows the evolution of them, sound- and genre-wise.

Ckhy added that they want to try different music genres. With that, they can surprise their followers, and offer something new every time, if one may add.

HARA will grace festivals, mall shows and school events. Hopefully, they will also have live performances for Metro Manila audiences and share the center stage with other established and promising P-Pop artists.

As HARA, Ai said that they want to connect with fellow P-Pop groups and take their music nationally and internationally.

Give HARA’s My Love a listen on all digital music platforms via Sony Music Entertainment.

Brace for ₱164.5 diesel

 

Brace for ₱164.5 diesel: Hefty price hike looming

A FUEL tank gets filled with gas

Based on the first two-day estimates in the Mean of Platts Singapore (MOPS), the cost of diesel is projected to climb by ₱11 to ₱12 per liter during the first week of April. Gasoline prices are also expected to rise by ₱3 to ₱4 per liter, a reversal from the price freeze observed this week. Read more

Rentenalter steigt: Wer künftig nicht vor 70 aufhören darf

 


Die deutsche Rentenpolitik steckt in der Sackgasse. Während das Renteneintrittsalter bis 2031 schrittweise auf 67 Jahre steigt, reicht diese Maßnahme längst nicht aus, um das System zukunftsfähig zu machen. Die viel beschworene „Rente mit 63“ entpuppt sich bei genauerer Betrachtung als Privileg für wenige – mit hohen Hürden und empfindlichen finanziellen Einbußen für die meisten.   

Hinzukommt, dass laut einer aktuellen Studie nur ein geringer Bruchteil der Rentenempfänger überhaupt eine Rente über 3.000 Euro erreicht. Diese Statistik bezieht allerdings ausdrücklich Beamten nicht mit ein, die oftmals als Staatsdiener von höheren Renten profitieren.

Wen trifft die Rente mit 70 heute schon
Der demografische Wandel zwingt Deutschland zu radikalen Rentenreformen. © IMAGO   

Das niederländische Modell als Vorbild

Europäische Nachbarn haben längst radikalere Lösungen implementiert. Dänemark hat sich eben für die Rente ab 70 entschieden. In den Niederlanden, Schweden und Finnland gilt ein simples, aber effektives Prinzip: Die Lebenserwartung bestimmt das Renteneintrittsalter. Das Ifo Institut Dresden beschreibt die niederländische Formel prägnant: „Wenn die Menschen drei Jahre länger leben, müssen sie zwei Jahre länger arbeiten und bekommen ein Jahr länger Rente.“ Diese Kopplung würde den Anteil der Rentner an der Erwerbsbevölkerung bei etwa 40 Prozent stabilisieren – statt der prognostizierten 50 Prozent.

Wen trifft es zuerst?

Nach dieser Rechnung wäre ein Renteneintrittsalter von 70 Jahren gerechtfertigt, sobald die Lebenserwartung um 4,5 Jahre steigt. Prognosen zufolge könnte dies bereits 2070 der Fall sein – betroffen wären dann alle ab 2003 Geborenen. Während die „Generation Z“ noch studiert oder ins Berufsleben startet, zeichnet sich für sie bereits ein deutlich längeres Arbeitsleben ab.   

Gratis für Sie: Der große Renten-Ratgeber

So holen Sie das meiste aus Ihrer Rente. Versteckte Fehler vermeiden. Dies und viele Tipps von Renten-Profis finden Sie in unserem kostenlosen Ratgeber.

Laden Sie sich HIER den Ratgeber kostenlos als PDF herunter

Laden Sie sich den Renten-Ratgeber kostenlos als PDF herunter.
Laden Sie sich den Renten-Ratgeber kostenlos als PDF herunter. © IPPEN.MEDIA

Die Aktiv-Rente als Testballon

Als Vorbote einer generellen Rentenerhöhung könnte die aktuell diskutierte „Aktiv-Rente„ dienen. Das von Union und SPD favorisierte Modell würde Rentnern ermöglichen, steuerbegünstigt weiterzuarbeiten. Tatsächlich sind bereits heute 13 Prozent der 65- bis 74-jährigen Rentner erwerbstätig – teils aus finanzieller Not, teils aus persönlicher Motivation.

Der Elefant im Raum: Generationengerechtigkeit

Die demografische Entwicklung zwingt zu unbequemen Entscheidungen. Während die Politik um kurzfristige Lösungen ringt, bleibt die grundsätzliche Frage unbeantwortet: Wie kann ein Rentensystem nachhaltig funktionieren, wenn immer weniger Beitragszahler immer mehr Rentenempfänger finanzieren müssen? Die Kopplung an die Lebenserwartung erscheint als logische Konsequenz – auch wenn sie für jüngere Generationen bitter schmeckt.  

Wednesday, April 1, 2026

Davao del Norte governor: No direct Petronas deal for 44 M liters of fuel

 


Published Mar 31, 2026 05:51 pm
DAVAO CITY – Davao del Norte Gov. Edwin Jubahib clarified on Tuesday that he has had no direct communication with Petronas Malaysia regarding the supposed purchase of 44 million liters of crude oil and gasoline he earlier announced.
On March 25, Jubahib disclosed plans to source fuel from Malaysia to help cushion rising oil prices in the province amid the ongoing conflict in the Middle East. However, Petronas issued a statement on March 29 denying involvement in any such transaction.
"Petronas wishes to clarify that it is not aware of, nor involved in, any such arrangement, and has not entered into any related agreement or commitment," the company said, stressing that its current priority is ensuring a steady and reliable fuel supply in Malaysia.
Jubahib explained that his pronouncement was exploratory in nature.
"My statement to the media was clear – that our economic cooperation with the Malaysian Highness is purely negotiation. It is exploratory, meaning our initiative to seek help with them may or may not prosper," he said.
He added that the continuing conflict in the Middle East has prompted governments worldwide to respond to the global fuel crisis.
"As governor of the province, I felt the urgency that something has to be done within my capacity to help remedy the situation and prevent an impending economic catastrophe," Jubahib said.
According to him, the initiative stemmed from established ties with Malaysian officials and was aimed at exploring the possibility of sourcing at least 44 million liters of diesel fuel to augment the province's dwindling supply.
"The engagement is not intended to undermine any legal process or regulations set forth by both our national governments. Any development from this international partnership, should it prosper, will be properly coordinated with the Department of Energy as the appropriate governing agency, following procurement procedures – whether through a government-to-government arrangement or via the private sector," he added. (PNA)