By Yvette Tan

This might not be the typical expat blog, written by a German expat, living in the Philippines since 1999. It's different. In English and in German. Check it out! Enjoy reading! Dies mag' nun wirklich nicht der typische Auswandererblog eines Deutschen auf den Philippinen sein. Er soll etwas anders sein. In Englisch und in Deutsch! Viel Spass beim Lesen!

Concert promoter Live Nation Philippines announced on June 17 that a third show will take place on March 16, 2027, at the Philippine Sports Stadium in Bulacan, joining the previously scheduled March 13 and 14 performances.
“ARMY. One more night, one more chance to experience BTS WORLD TOUR ‘ARIRANG’ IN BULACAN,” the promoter said in its announcement, confirming the additional show for the group’s highly anticipated return to the country.
The expansion of the concert schedule comes after widespread calls from fans, with many Filipino ARMY members urging organizers to add another date after thousands were unable to secure tickets for the initial two shows, both of which sold out quickly.
Ticket access for the newly added concert will follow a staggered sale schedule, with an ARMY Membership presale set on June 19 from 9 a.m. to 10 p.m., followed by the general onsale on June 20 starting 9 a.m.





In celebration of Dr. José Rizal's birthday, let us honor his remarkable legacy of patriotism, wisdom, and love for the country. May his principles and sacrifices continue to be an inspiration to every Filipino to serve and develop our country.
By Derco Rosal
Published Jun 18, 2026 05:30 pm
President Marcos’ chief economic manager has raised concerns over the country’s high digital transaction costs, pushing for reforms that would align fees across public and private payment channels and slash charges from their current levels.
Speaking during a media roundtable, Finance Secretary Frederick D. Go said that reducing these transaction costs is a primary agenda of his leadership, citing the stark gap between local fees and those in neighboring Asian nations.
“There’s one thing I’m obsessing about—the very high digital transaction costs in the Philippines,” Go told reporters, pointing out that local transaction fees can soar to as high as ₱50, while regional peers charge only cents or nothing at all.
Go’s sentiments mirror the recent International Monetary Fund (IMF) report, which flagged the country's expensive domestic fees as an outlier in the region. The IMF attributed these higher costs to the Philippines’ fragmented financial infrastructure.
This persistent problem has prompted the finance chief to express his intent to leave a “legacy” of bringing digital payment costs down. “Our objective is simple: digital payments should be fast, secure, convenient, and affordable,” he said.
For Go, the ideal cost could be as low as ₱2, noting that payment operations still incur basic processing fees.
To set the pace, the Department of Finance (DOF) is already putting the government’s own financial machinery to work.
As chairman of the Land Bank of the Philippines (Landbank), Go shared that he did not mince words with the state-run lender’s executives when questioning their previous ₱15 transaction fee. “I told them, why are you charging people ₱15? What is the bare cost to the bank?” he recalled.
That directive prompted the state-run lender to slash its person-to-person (P2P) fees from ₱15 to ₱8.
To further catalyze digital adoption, Landbank is currently running a trial offering zero convenience fees for person-to-government (P2G) transactions for agencies like the Philippine National Police (PNP) and the Department of Foreign Affairs (DFA).
Go believes this move will spark a chain reaction across the industry. “You only need one of the major players to lower its fees, and competition will follow. Once that happens, convenience fees will come down. I think this will also put pressure on agencies that continue to charge high convenience fees,” he said.
Clearing hidden technical friction is another hurdle the existing system needs to overcome. According to Go, banks within the domestic financial system must achieve true interoperability, allowing users to transfer funds across institutions without incurring steep penalties. If digital transactions must have any costs at all, those should ideally be limited to minimal switching fees, Go noted.
The Finance chief added that industry feedback on these measures is currently being solicited, with ongoing talks between the DOF, the Bankers Association of the Philippines (BAP), and the Fintech Alliance PH—efforts he said align with the central bank’s overarching direction.
The Bangko Sentral ng Pilipinas (BSP) previously sought to require operators of payment systems (OPS) to price fund transfer charges in line with market rates. Under the central bank’s framework, however, initial plans to completely eliminate fees on small-value fund transfers were ultimately shelved.
Go’s agenda also targets lowering remittance costs for overseas Filipino workers (OFWs). Just as he questioned domestic banking transaction costs, he raised a red flag over average remittance fees that hover around 10 percent.
For the Finance chief, the current status quo is a "pitiful" tax on labor. “It’s crazy! It’s blood, sweat, and tears at 10 percent just for sending money back home,” he lamented, stressing that the mission to slash costs must ensure the earnings of Filipinos working abroad are not eroded by digital tolls.
Lawmakers have also picked up the mantle, pushing for the passage of the OFWs Remittance Protection Act, a measure that aims to reduce remittance fees for OFWs by half to protect offshore workers from excessive charges and financial exploitation.
Stand:
Invasive Kugelfische breiten sich in Griechenlands Küstengewässern aus – mit kräftigen Kiefern, starkem Nervengift und einem Biss, der Badegäste ernsthaft verletzen kann.
Eine neue Bedrohung aus der Ferne setzt die mediterrane Fischfauna unter Druck. Und sie kann potenziell auch für Menschen ernsthafte Probleme verursachen. Es handelt sich um den sogenannten Kugelfisch, dessen Vorkommen in den Gewässern von Kreta und Griechenland stark zunimmt, nachdem er bereits Israel und Zypern kolonisiert hat.
Dieser Artikel von Corriere Online entstand in Kooperation mit Corriere della Sera.
Die Sorge ist, dass er sich anschließend auf den Rest des Mittelmeers ausbreiten könnte, beginnend mit Italien – wie es bereits bei der Blaukrabbe und anderen invasiven Arten der Fall ist. Auch der Kugelfisch – der in Wirklichkeit zur Familie der Tetraodontidae gehört – ist eine solche invasive Spezies: Er ist nicht in unseren Meeren heimisch. Er ist aus dem Roten Meer über den Suezkanal eingewandert.

Es ist ein unerwünschter Gast, der die einheimischen Arten zunehmend verdrängt. Diese leiden stark unter seiner Präsenz: Fischer finden immer häufiger tote Fische in ihren Netzen, die am Körper große Wunden aufweisen.
Verursacht werden diese Verletzungen durch den Biss der Kugelfische, die besonders kräftige Kiefer und scharfe Zähne besitzen. Sollte er einen Menschen beißen, wie es zuletzt in Griechenland geschehen ist, kann dieser Fisch zwar nicht den Tod, aber schwerwiegende Folgen verursachen.