This might not be the typical expat blog, written by a German expat, living in the Philippines since 1999. It's different. In English and in German. Check it out! Enjoy reading!
Dies mag' nun wirklich nicht der typische Auswandererblog eines Deutschen auf den Philippinen sein. Er soll etwas anders sein. In Englisch und in Deutsch! Viel Spass beim Lesen!
You plan to move to the Philippines? Wollen Sie auf den Philippinen leben?
There are REALLY TONS of websites telling us how, why, maybe why not and when you'll be able to move to the Philippines. I only love to tell and explain some things "between the lines". Enjoy reading, be informed, have fun and be entertained too!
Ja, es gibt tonnenweise Webseiten, die Ihnen sagen wie, warum, vielleicht warum nicht und wann Sie am besten auf die Philippinen auswandern könnten. Ich möchte Ihnen in Zukunft "zwischen den Zeilen" einige zusätzlichen Dinge berichten und erzählen. Viel Spass beim Lesen und Gute Unterhaltung!
Visitors of germanexpatinthephilippines/Besucher dieser Webseite.Ich liebe meine Flaggensammlung!
The damage to agriculture and infrastructure as a result of the 7.4 magnitude quake that hit Mindanao early this month is now at almost P1 billion, reports reaching the National Disaster Risk Reduction and Management Council (NDRRMC) revealed on Wednesday, Dec. 13.
In a situation report released on Wednesday, the NDRRMC said the damage to infrastructure is at P837.5 million, almost all of them are in the Caraga region while the rest were reported in Davao Region.
For agriculture damage, it said the report from National Irrigation Administration (NIA) was at P91 million while P19.2 million in agriculture products as reported by the Department of Agriculture.
In the same data, it said a total of 177,689 families composed of 790,773 individuals, some of them lost their homes as the NDRRMC reported that there were 354 damaged houses and 5,442 houses were partially damaged.
The epicenter of the earthquake was traced in Hinatuan, Surigao del Sur and so far, it has already triggered a total of 7,444 aftershocks.
There were three reported fatalities, including a pregnant woman, and 74 people who suffered injuries, although the NDRRMC said they are yet to validate the casualty reports from the field.
IT should be to look for Christ, to be with Christ, to follow Christ. That’s where we can find what is good for us in any situation we can find ourselves in. If that is not yet our greatest desire, then it’s about time that we train ourselves to acquire such desire.
Why is that? The simple answer is because Christ himself said that he is “the way, the truth, and the life” proper to us. In the Book of Isaiah, we are told that “they that hope in the Lord shall renew their strength: they shall take wings as eagles; they shall run and not weary; they shall walk and not faint.” (40,31)
Besides, in the Gospel of St. Matthew, Christ clearly tells us: “Come to me, all you that labor and are burdened, and I will refresh you.” (11,28) And he reassures us that he will be the one to give us rest. He also tells us that his yoke is sweet and his burden light.
Thus, if we find looking for Christ and living with him not sweet and light, we can be sure that we are not truly with him yet. Let’s do something about it immediately. To be with Christ should give us the sensation of lightness, peace, joy and confidence, irrespective of the situation we may be in. It should fill us with energy to do a lot of good.
Even in our difficulties and suffering, such conditions of lightness, peace, etc., should be felt. After all, it would be Christ who would be bearing them more than us. We simply share a little of the weight. And when we share it with him, we would know that such difficulties and suffering have some positive value.
We should be wary when we are complacent in this duty of looking for Christ in everything that we do. We have to look for him, so we can find him and be with him, and share what he has with us.
We have to be wary when we would just allow ourselves to be dominated or ruled by our earthly condition—our moods, bodily health, the temper of the times, etc. We should be guided always by our faith which, by the way, is a gift God gives us always in abundance. The gift of faith is no problem. It’s never in short supply.
Right at the start of the day, let’s take the decision to be ruled by our faith, and not simply by our earthly condition, and to start looking for Christ. With him, we are assured of a happy life despite whatever. Our outlook in life would always be marked by optimism and confidence. Yes, Christian life is always a happy life.
Let’s help one another develop this greatest desire to look for Christ. That way, we can help many people deal properly with problems, challenges and trials. Just looking around, we can see many cases of people in states of sadness, discontent and depression. Mental illness is becoming a kind of epidemic these days. Sad to say, some people, especially the young ones, choose to commit suicide.
This business of looking for Christ in order to have a happy and meaningful life, should be made a culture in our place. It should be an ordinary and commonplace thing around. It’s not meant only for a few chosen ones. It’s meant for all!
Reflecting these lower prices at the pumps will come as a bit of good news to Filipino consumers – especially in this stretch of the holiday season when most are on their shopping rush, or on constant drive and commute to catch-up meetings, parties and other gatherings.
Santa’s slick surprise will also manifest at the oil pumps this week as the price of diesel products will be on rollback by a significant P1.85 per liter; while gasoline prices will be trimmed by P1.60 per liter, based on the price adjustment announcements of the oil companies.
The industry players similarly advised that the price of kerosene, which is an essential base for aviation fuel and an important commodity for many households, will be reduced by P1.40 per liter.
As of this writing, the oil firms that already sent notices on their price cuts effective Tuesday (December 12) had been Shell Pilipinas Corporation, Chevron, Seaoil, Cleanfuel, PTT Philippines, PetroGazz and Jetti Petroleum; while their rival firms are anticipated to match this week’s newly enforced pricing trends.
The oil firms implemented the downswing in prices based on cost movements anchored on the Mean of Platts Singapore (MOPS) index; as well as other factors affecting prices – such as foreign exchange rate, market premium, biofuel costs as well as the sweep of competitive pressure on prices at the domestic downstream oil industry.
Reflecting these lower prices at the pumps will come as a bit of good news to Filipino consumers – especially in this stretch of the holiday season when most are on their shopping rush, or on constant drive and commute to catch-up meetings, parties and other gatherings.
The recent incessant impact of high oil prices on the country’s inflation rate will also be eased; and this will similarly keep consumers away from the typical spiraling effect of surging fuel prices on the cost of basic commodities and services.
In the world market, industry experts noted that persisting concerns of lower-than-expected economic growths in major economies had been precipitating overall downtrend in oil prices.
In fact, even the recent pronouncement of the Organization of the Petroleum Exporting Countries and ally-producers (OPEC+) on voluntary production cutback had not been given weight at market sentiments when it comes to the recent swing of international prices.
According to industry watchers, the era of lower prices may continue in the remaining days of the year if there are no major geopolitical events that could send markets into fresh round of jitters.
As of Monday (December 11) trading, international benchmark Brent crude just edged up slightly to $76 per barrel from last week’s more than $75 per barrel price level.
Es heißt, allabendlich bei Sonnenuntergang komme die Eidechse Butiki aus dem Haus, wende sich nach Westen und verneige sich. Die alten Leute sagen, Butiki tue für die Verbrechen Buße. Das hat sich so zugetragen.
Es lebte einmal Kandeng, eine arme Witwe, die einen einzigen Sohn, Amando, hatte.
Amando liebte seine Mutter nicht. Er wußte, daß sie nur davon lebten, was seine Mutter mit dem Waschen von Wäsche verdiente, doch er bemühte sich nicht, ihr irgendwie zu helfen. Ständig lungerte er nur mit schlechten Freunden herum.
Mit der Zeit wuchs er heran und begann, den Mädchen nachzulaufen. Er verliebte sich in ein schönes Mädchen aus guter Familie. Doch die Eltern kannten Amandos Wesen und verboten der Tochter, sich mit ihm zu treffen. Aber Amando hatte Ausdauer und folgte dem Mädchen wie ein Schatten. Die Eltern machten sich deshalb Sorgen. Sie fürchteten, ihre Tochter könnte ihr Schicksal mit einem Tunichtsgut teilen.
Sie beschlossen, Amando zu zwingen, daß er aufhöre. ihrer Tochter nachzulaufen. Doch wie sollten sie das anstellen?
"Ich habe es!" sagte der Vater des Mädchens. "Wir wollen ihm eine Aufgabe stellen, die er kaum lösen wird."
Das taten sie. Also Armando wiederkehrte, sagte das Mädchen zu ihm: "Ich glaube Dir nicht, daß Du mich liebst, du mußt es mir beweisen. Und Du mußt es mir auf die Weise bezeugen, daß Du mir das Herz deiner Mutter bringst. Ohne das Herz komm mir nicht mehr unter die Augen!"
Amando ging einige Wochen in Gedanken versunken herum. Er magerte ab. Nachts konnte er nicht schlafen. Und endlich erschloß er sich zu der schrecklichen Tat.
In einer Nacht trat er in die Stube ein, wo seine kranke Mutter lag und schnitt ihr das Herz aus dem Leib.
Plötzlich begann das Herz, das er in seinen Händen hielt, zu sprechen: "Amando, deine Grausamkeit hat in der Welt ihresgleichen nicht! Der Himmel wird dich dafür bestrafen. Du wirst dich in ein hässliches Wesen verwandeln und dein ganzes Leben auf der Erde herumkriechen!"
In dem Augenblick verwandelte sich Amando in die Eidechse Butiki. Und bis zum heutigen Tag, wenn die Sonne untergeht, kommt sie aus dem Haus, und zum Zeichen ihrer tiefen Reue verneigt sie sich nach Westen. Der über den Sohn ausgesprochene Fluch der Mutter war also in Erfüllung gegangen.
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It is said that every evening at sunset the lizard Butiki comes out of the house, turns to the west and bows. The old people say that Butiki is atoning for the crimes. That's how it happened.
Once upon a time there lived Kandeng, a poor widow who had an only son, Amando.
Amando didn't love his mother. He knew that they only lived on what his mother earned from washing clothes, but he made no effort to help her in any way. He was always just hanging around with bad friends.
Over time, he grew up and started chasing girls. He fell in love with a beautiful girl from a good family. But the parents knew Amando's nature and forbade their daughter to meet him. But Amando had perseverance and followed the girl like a shadow. The parents were therefore worried. They feared that their daughter would share her fate with a ne'er-do-well.
They decided to force Amando to stop. to run after her daughter. But how should they do that?
"I got it!" said the girl's father. "We want to give him a task that he is unlikely to solve."
That's what they did. When Armando returned, the girl said to him: "I don't believe you that you love me, you have to prove it to me. And you have to prove it to me by bringing me your mother's heart. Come without the heart no longer under my eyes!"
Amando walked around lost in thought for a few weeks. He lost weight. He couldn't sleep at night. And finally he came to terms with the terrible act.
One night he entered the room where his sick mother lay and cut her heart out.
Suddenly the heart he held in his hands began to speak: "Amando, your cruelty has no equal in the world! Heaven will punish you for this. You will turn into an ugly creature and crawl around on earth all your life !"
At that moment Amando transformed into Butiki the lizard. And to this day, when the sun sets, she comes out of the house and bows to the west as a sign of her deep repentance. The mother's curse pronounced on her son had come true.
Miss Philippines Earth Yllana Marie Aduana (center) with (from left) Mongolia’s Munkhchimeg Batjargal, Vietnam’s Do Thi Lan Anh, Myanmar’s Soung Hnin San and Cambodia’s Pouvjessica Tan / MISS EARTH FACEBOOK PHOTO
MANILA, Philippines—Yllana Marie Aduana, the country’s representative in the 2023 Miss Earth pageant, was included in the five highest vote-getters in the contest’s “Best Appearance” poll. And now she hopes to enjoy the support of netizens as the voting for “Miss People’s Choice” has rolled out.
“Please also keep on voting for me for Miss People’s Choice awardee [face holding back tears emoji][Philippine flag emoji][orange heart emoji][Earth emoji],” the medical laboratory scientist posted on social media.
As part of the Top 5 for the “Best in Appearance” voting, Aduana enjoyed “double points” for the “Miss People’s Choice” poll for 24 hours. Asia dominated the earlier voting, with the delegates from Mongolia, Myanmar, Cambodia and host country Vietnam joining the Filipino delegate.
For the first time ever, the Miss Earth pageant will reserve a spot in the next round for the leader in the popularity poll. “The winner of the ‘Miss People’s Choice’ will be granted a direct entry to the Semi-Finals,” the organizers posted on social media. Fans may cast their votes through the Eventista voting platform, missearth.1voting.com.
The ultimate winner of the “Best Appearance,” meanwhile, will receive a special gift. The leading delegate will be announced on Dec. 12, the Miss Earth pageant added.
Aduana is on a quest to sustain the Philippine’s impressive record in the Manila-based international pageant. Four Filipino competitors have captured the title—Karla Henry in 2008, Jamie Herrell in 2014, Angelia Ong in 2015, and Karen Ibasco in 2017.
The 2023 Miss Earth pageant will hold its coronation show at the Van Phuc City development project in Ho Chi Minh City on Dec. 22. The ceremonies will be streamed live on the pageant’s new YouTube channel @MissEarthChannel, and will be telecast in the Philippines on Dec. 24, 10 a.m., on A2Z channel.
Philippine Daily Inquirer / 05:03 AM December 10, 2023
Don’t worry, don’t panic. This essentially was the message of the Department of Health (DOH) in addressing concerns over the detected cases of mycoplasma pneumoniae or “walking pneumonia” in the country. The four patients diagnosed with the disease have already recovered, it said, and that such cases were “not new.”
“Only 4 (0.08 percent) of the confirmed [influenza-like illnesses] cases from January up to Nov. 25, 2023 were due to M. pneumoniae or ‘walking pneumonia’ … More than half of confirmed ILI cases were due to other well-known and commonly detected pathogens,” the DOH said in a statement. It noted that one case of mycoplasma pneumoniae was reported in January, another in July, and two more in September.
Three years of anxiety
But who can blame Filipinos for being skeptical, even paranoid, given the DOH’s track record? It has only been a few months since the global health emergency over COVID-19 was lifted and the local economy started to recover, but the public has not forgotten the three years of anxiety and uncertainties marked by the loss of jobs caused by the economic slowdown, and worse, the loss of lives due to the coronavirus. In early 2020, when COVID-19 was first detected in the country, the DOH said it was on top of the situation. It had to take one death—the first death from the coronavirus outside China where it originated—before the government took drastic measures and imposed a travel ban on international flights and, by then, the virus had already spread. The government would eventually impose the world’s longest lockdown.
Indeed, there might be no need to panic since seasonal influenza or the flu is common at this time of the year. There is also the assumption that the government has learned its lessons from the COVID-19 crisis—but apparently not. The DOH reported a 45-percent increase in influenza-like illnesses from Jan. 1 to Oct. 13, or a total of 151,375 cases; however, this has only been highlighted following reports of walking pneumonia in other parts of the world. Moreover, the DOH admitted that some cases may not have been officially categorized as walking pneumonia because doctors administered antibiotics right away and no longer recommended further tests for the patients. Clearly, there is still a lack of transparency in health reporting as well as thorough checking of viruses by health authorities.
No cause for alarm
Mycoplasma pneumoniae, described as an “atypical” bacterium that causes lung infection, has been detected in China, Denmark, France, and the United States, among others. In the United Kingdom, there has been a rise in pertussis or whooping cough, a bacterial infection of the lungs. Health officials have so far found no cause for alarm and these cases have been attributed to normal seasonal increases in viral and bacterial disease and the easing of restrictions that has seen the return of normal public interactions and habits.
Mycoplasma pneumoniae symptoms include fatigue, sore throat or pharyngitis, low fever, chest pain, cough, sneezing, and headache—signs that are similar to other respiratory conditions like bronchitis, flu, and the common cold. Doctors warned that the coughing up of a mix of mucus and saliva can persist beyond seven days, unlike common viral infections that last only five days. The DOH said that while the infection can be mild, vulnerable individuals can be at risk of developing a more severe form of health condition.
The national government has not issued any directive yet but the DOH has advised Filipinos to wear masks again and observe other preventive measures including handwashing, ensuring adequate ventilation, and vaccination. The Bureau of Corrections has reimposed the mandatory face mask policy within its facilities, especially in the New Bilibid Prison, which has major congestion problems that could pose risks to inmates when respiratory infections spread.
Like headless chickens
By now, the government should be proactive in preventing the rise of infectious diseases, checking hospital preparedness, and accelerating vaccination efforts. That bizarre waves of bacterial infections have been observed in other parts of the world warrants the government, particularly the DOH, to be more vigilant and not take chances. We don’t want to see our health system being overwhelmed again and health authorities running around like headless chickens while billions in taxpayer money are lost to inflated purchases and other forms of corruption. The public, too, should do their part. In countries like Japan, wearing a mask has been the default precaution taken at the first sign of flu—that should also be the case here, especially during the busy holiday season when malls are packed making it easy to catch a virus.
COVID should have taught us that we cannot take our health for granted, and taught our government that, indeed, prevention—as well as transparency and extra vigilance— is always more practical and less expensive than cure.
Most Filipinos love to plant on a farm, in their backyard, inside their house, and in many other places. Some own their land, while others rent just to pursue their passion for farming.
Jess Muñoz Paderna, 33, owner of Ssagel’s Garden, started her gardening journey in her rented apartment in Davao City. “Ever since, my husband and I dreamed of having a garden, but we were not able to pursue this dream,” she said in Taglish.
Ssagel’s Garden is an herb and vegetable garden that started in 2021. What made Jess pursue building her own garden was a scarcity of lettuce supplies at a church where they usually buy them. “In 2020, at a church where we always visit, they sold lettuce. But one time, they did not have harvests, and there I realized that to avoid scarcity with the supply of lettuce, we would grow it in our own garden.”
Jess recalled that the unavailability of garden space in her rented apartment did not stop her from gardening; she started growing vegetables, such as spinach, tomatoes, cabbages, and many more, in a container with the help of her husband. “Our main goal is to grow vegetables we can enjoy in our meals. We want a garden that can provide us with fresh produce.”
Jess admitted that she struggled before having her own garden, but currently, she owns her own garden space with a greenhouse where she grows lettuce, onions, radish, string beans, basil, chives, rosemary, sweet corn, strawberries, cucumber, tomatoes, lemon, and many more.
Her journey as gardener
Jess was very dedicated to starting her own garden since she learned about gardening even before having her own garden space. “I learned from watching videos online about gardening,” she said. But what’s most important, according to Jess, is to apply all the learning in an actual garden to have first hand experiences and adjust the techniques depending on the success rate of each.
Before establishing her garden, Jess said that she first assessed all the resources available near her area, which helped her minimize her costs. “I asked myself if the lot would be enough and effective to grow vegetables, and if there was sun exposure and water supply, especially since I planned to use a hydroponic system.”
Jess stated that she purchased garden soil because the soil in the area is not good for the vegetables. Also, instead of buying packed seeds, she said that seeds from consumed fruits and vegetables should be kept and planted instead.
Since all of her needs were available, Jess proceeded to plan the garden layout and the plants she would grow. She said that this is important to maximize the space in her garden. Then she started planting vegetables, but she first planted the vegetables that were easy to grow and that her family enjoyed eating.
Diverse gardening
“What is unique about our garden is our diverse approach to growing food. We do hydroponics, raised beds, and container gardening,” Jess said.
She stated that she spent a lot of money on her hydroponics setup since she decided to have a greenhouse constructed and purchase materials to grow lettuce and other vegetables through this system. “But for the raised beds and container gardening, we only spent a small amount of money.”
Also, the method she applies to her garden, considering the costs, is the in-ground gardening approach, where she directly plants the seeds in the soil. This method provides versatility and allows her to maximize her garden space.
Jess added that the seeds and soil she uses in her garden can be purchased at hardware stores and grocery stores. “Each pack of seeds can cost around 60 to 80 pesos, while the garden soil per sack is 100 pesos.” Also, she said that she spent 500 pesos to buy African night crawlers for a constant supply of vermicast.
Growing together
To ensure that the seeds they plant will grow, she stated that she uses different planting techniques.
One is intensive planting, a method where she plants two different kinds of vegetables near each other that have different growing seasons and durations of growth. This method can minimize wasted space.
Also, she does companion planting, where she plants vegetables that grow in the same season and work together in terms of size and duration. Jess said that she does this planting technique with cucumber and lettuce, cabbage and radish, onion leaves, okra, and many more.
Lastly, there is planting by batch. “For example, if we have a pack of radish seeds, we do not plant the seeds simultaneously. At first, we only plant 10 seeds, and when we harvest them, we wait for two to three weeks until we plant another batch of seeds,” Jess stated.
Gardening routine
Jess stated that she is used to her tasks in the garden since she follows a particular routine for gardening. She starts with planting the seeds, transplanting, fertilizing, watering, monitoring, and harvesting.
Also, she is the one who decides what vegetables they will grow in a particular space in the garden area.
But when her son started attending school, Jess admitted that she could not focus on the garden. That is why she hired someone who would accomplish the tasks in the garden while she was spending time with her family. “To maintain the garden, I hired someone to do the tasks that I would be unable to do.”
Since infestation is a challenge in gardening, Jess makes sure that there will always be someone who will monitor the quality of the vegetables and fruits. In addition, to overcome this problem, she said that she increased the biodiversity in the garden. “We planted different plants and crops that can attract beneficial insects and animals.” She added that at first, she thought that birds were a kind of pest, but then she realized that these birds helped her get rid of small insects that damaged her harvests.
“Gardening is beautiful and rewarding.”
Jess hopes that more people will be interested in gardening since it will benefit not only one’s physical health but also their mental health. “For me, gardening is very important, and it is my break from the busy city life. In a garden, you can find time to slow down and be at peace.”
Jess said that gardening broadened her connection with other people and nature. She also learned that she can get inspiration from other gardeners on ways and techniques she can apply to her own garden.
She also considers it a good business because, aside from making money from planting fruits and vegetables, she can also serve her nutritious harvests to her family. “I love cooking, and it is very helpful that the ingredients I need are accessible in my own garden.”
She said that those who want to start gardening must start small and enjoy every step. Document everything from planting to harvesting to be reminded of the progress and fulfillment of every harvest.
President Marcos on Friday, Dec. 8, urged Filipinos to draw inspiration from the narrative of the Immaculate Conception in overcoming limitations.
Marcos also called on the faithful to find inspiration in gathering strength as well as to fortify their Christian faith by sharing blessings to the poor and marginalized.
"During these challenging times for our country, let us draw inspiration from the narrative of the Immaculate Conception as we overcome our limitations and draw on our strengths to see the world with grateful hearts and explore the deep meaning of our purpose in life," the President said in his message during the observance of the Feast of the Immaculate Conception of Mary.
"May this auspicious occasion allow us to fortify our Christian faith and inspire our fellow faithful to share our blessings to the poor and marginalized as a way of perpetuating peace, generosity, and kindness around us," he added.
Marcos also asked Filipinos to fervently pray for the continued guidance of the Lord Almighty and the intercession of the Blessed Virgin Mary for the building of the "Bagong Pilipinas" (new Philippines) that the country aspires for.
The feast of the Immaculate Conception is the belief that Mary was free of original sin from the moment of her conception.
The observance of the feast began with a Papal encyclical by Pope Pius IX when he formally defined the dogma of the Immaculate Conception, Ineffabilis Deus, on December 8, 1854.
The traditional way we live and work that we were used to may soon be of no consequence.
And the shift to digital technology was further hastened by the Covid-19 pandemic. With governments around the world limiting movements in a bid to arrest the spread of the viral disease, everyone and everything had to turn to digital technology. We virtually lived in cyber space at the height of the pandemic — we worked, shopped, did banking transactions, and many more the digital way.
But the convenience and efficiency that digital technology offers may have far-reaching implications — it has its advantages and disadvantages.
It has enhanced access to information and made communication more efficient. It has streamlined processes through automation, whether in business or personal concerns. Through automation, gone are the traditional manual processes. This meant less manpower. In short, digital technology has revolutionized our way of life — whether at home, at work, or in the community.
Despite its various advantages, digital technology has its own disadvantages. While it has transformed our way of life, much to our advantage, it has likewise revolutionized the way scammers and other criminal elements operate.
Breaches in our data have scaled up, more people are becoming victims of scammers — an unprecedented number never seen before the advent of technology. In the Philippines, these criminal activities intensify during special occasions, like the Christmas season.
This is why the launch of the “Holiday Watch PH” campaign on Dec. 5, 2023, is a welcome development.
The anti-scam campaign — launched by Scam Watch Pilipinas, a project of Manila Bulletin and Truth360, and the Cybercrime Investigation and Coordinating Center (CICC), an attached agency of the Department of Information and Communications Technology (DICT) — is an awareness initiative to help keep the public vigilant against criminal elements during the Christmas season and beyond.
In support of this public awareness drive, we are sharing the “12 scams of Christmas” discussed at the launch of the Holiday Watch PH campaign.
The 12 scams of Christmas are: fake shipping or delivery notification, which involves emails or text messages that appear to come from legitimate shipping companies that seek personal information such as addresses and phone numbers; fake online charity scam used to solicit donations via messages or emails; fake shopping websites which tempts would-be victims to links used for phishing; fake online sellers seeking payment in advance and not delivering goods paid for; free trial scams; fake Christmas gift card schemes; tech support scams; investment schemes that seek processing fees; cryptocurrency scam; foreign exchange investment scams that promise high returns; dating scams in which scammers seek monetary considerations; and loan scams promising quick cash.
Now, let’s all go digital but remain vigilant so you won’t fall prey to scammers and other criminal elements.