By John Legaspi

This might not be the typical expat blog, written by a German expat, living in the Philippines since 1999. It's different. In English and in German. Check it out! Enjoy reading! Dies mag' nun wirklich nicht der typische Auswandererblog eines Deutschen auf den Philippinen sein. Er soll etwas anders sein. In Englisch und in Deutsch! Viel Spass beim Lesen!
By John Legaspi













After three years away from releasing new music, Nadine Lustre is finally making her long-awaited return to the recording scene.
The actress-singer announced that her new single, "PERSONAL," will be released on July 31, sending fans into a frenzy and marking her first official music release since 2023.
Nadine made the announcement on Instagram with a striking close-up portrait that immediately caught the attention of her followers.

Even celebrities joined in the anticipation.
Miss Universe 2018 Catriona Gray wrote, "Can't wait!!!" while content creator Sassa Gurl also showed support for the highly anticipated release.
"PERSONAL" will be Nadine's first single since "Overgrown," which came out in 2023.
Although she has kept a low profile musically in recent years, Nadine remained busy with acting and other creative pursuits.
Stand:
Von: Martin Wald
Im August 2026 greifen mehrere Änderungen für Rentner: höhere Bezüge, steigende Krankenkassenbeiträge, neue Jahrgänge in der Altersrente und ablaufende Steuerfristen. Was wirklich zählt.
München – Der August 2026 bringt für Millionen Rentner gleich mehrere Veränderungen auf einmal. Die Rentenerhöhung vom Juli wirkt erstmals einen vollen Monat, die IKK classic hebt ihren Zusatzbeitrag an, bestimmte Jahrgänge können erstmals in Rente gehen – und wer seine Steuererklärung für 2025 noch nicht abgegeben hat, riskiert Verspätungszuschläge. Content-Partnerschaft
Dieser Artikel entstand in einer Content-Partnerschaft mit Business Punk
Nicht alle vier Punkte sind neue Gesetze, die am 1. August in Kraft treten. Teilweise werden Beschlüsse aus dem Juli erst jetzt auf dem Konto sichtbar oder durch ablaufende Fristen spürbar.

Im Juli 2026 steigen die gesetzlichen Renten um 4,24 Prozent. Der aktuelle Rentenwert kletterte von 40,79 Euro auf 42,52 Euro. Bei 1.000 Euro Bruttorente bedeutet das ein Plus von 42,40 Euro, bei 1.500 Euro sind es 63,60 Euro mehr. Was tatsächlich ankommt, hängt von Kranken- und Pflegeversicherung sowie möglicher Steuerlast ab.
Wer seine Rente vorschüssig erhält – das betrifft alle mit Rentenbeginn bis März 2004 –, bekommt die August-Zahlung bereits am 31. Juli 2026. Bei nachschüssiger Zahlung, also Rentenbeginn ab April 2004, geht das Geld am 31. August aufs Konto. Die Rentenanpassungsmitteilungen wurden bis Ende Juli verschickt.
Wer Anfang August noch kein Schreiben hat, sollte beim Rentenversicherungsträger nachfragen. Geprüft werden müssen Bruttorente, Erhöhungsbetrag und Abzüge für Kranken- und Pflegeversicherung. Auch die Kinderzahl kann wichtig sein, weil Eltern mit mehreren berücksichtigungsfähigen Kindern niedrigere Pflegeversicherungsbeiträge zahlen.
Die Mitteilung ist eine verbindliche Entscheidung – Widerspruch ist innerhalb eines Monats möglich. Da viele Schreiben im Juli zugestellt wurden, endet die Frist in zahlreichen Fällen im August.
Die IKK classic hebt ihren Zusatzbeitrag zum 1. August 2026 von 3,40 auf 3,85 Prozent an. Zusammen mit dem allgemeinen Beitragssatz von 14,6 Prozent würde das rechnerisch einen Gesamtbeitrag von 18,45 Prozent ergeben – sofern die IKK classic die Erhöhung tatsächlich umsetzt. Die Erhöhung um 0,45 Prozentpunkte trifft Beschäftigte, Selbstständige und Rentner gleichermaßen.
Bei pflichtversicherten Rentnern teilen sich Rentenversicherungsträger und Rentner den Beitrag je zur Hälfte. Der eigene Anteil steigt damit um 0,225 Prozentpunkte der Bruttorente – bei 1.500 Euro sind das rund 3,38 Euro monatlich, bei 2.000 Euro etwa 4,50 Euro. Allerdings greifen die höheren Abzüge bei pflichtversicherten Rentnern erst zwei Monate später.
Die Erhöhung zum 1. August wird regulär erst mit der Rentenzahlung für Oktober berücksichtigt. August und September werden noch mit dem alten Zusatzbeitrag berechnet. Bei freiwillig Versicherten oder weiteren beitragspflichtigen Einnahmen können andere Zeitpunkte gelten, so Gegen Hartz.
Betroffene sollten nicht nur den Rentenbetrag, sondern auch Schreiben und Beitragsbescheide der Krankenkasse prüfen. Bei Erhöhung des Zusatzbeitrags besteht ein Sonderkündigungsrecht. Für den Wechsel wird die Mitgliedschaft bei der neuen Kasse beantragt, die dann das Verfahren übernimmt.
Ein niedriger Zusatzbeitrag allein sollte aber nicht entscheidend sein. Unterschiede bei Bonusprogrammen, Satzungsleistungen, Geschäftsstellen und Erreichbarkeit können für ältere oder chronisch kranke Menschen wichtiger sein. Wer einen Wahltarif abgeschlossen hat, muss mögliche Bindungsfristen prüfen.
Der Geburtsjahrgang 1960 erreicht die Regelaltersgrenze mit 66 Jahren und vier Monaten. Menschen des Jahrgangs 1960 erreichen ihre Regelaltersgrenze mit 66 Jahren und vier Monaten. Je nach genauem Geburtsdatum können sie bei erfüllter Wartezeit ab August 2026 oder in den Folgemonaten die reguläre Altersrente beziehen.
Wer genau am 1. April 1960 geboren wurde, erreicht die Altersgrenze bereits mit Ablauf des Vortages und kann ebenfalls zum 1. August in die Regelaltersrente wechseln. Voraussetzung sind mindestens fünf Jahre mit anrechenbaren Versicherungszeiten. Die Rente muss beantragt werden und beginnt nicht automatisch. Auch ein vorzeitiger Rentenstart ist im August möglich. Langjährig Versicherte mit mindestens 35 Versicherungsjahren können die Altersrente ab 63 beziehen.
Mark Luther P. Saturion
The first thing you notice is not the screen, but the price.
It waits for you before the lights dim, before the trailers begin, before the movie even has a chance to speak. Printed neatly on the kiosk, it asks a quiet question: How much are you willing to give up just to sit in the dark for hours?
When I was younger, my grandmother would talk about going to the movies as if it were an ordinary thing. Something you didn’t have to plan for.
“Barato ra kaayo sauna,” she would say. “Maski kinsa, makatan-aw (It was cheap back then. Anyone could watch).”
Cinema, to her, was not a luxury. It was part of life. A shared habit. You lined up, bought a ticket, shared snacks, and went home replaying scenes in your head. The price did not decide who belonged inside.
Now, going to the movies feels like a calculation.
Recently, my friends and I went to the cinema together. We stood in front of the ticket booth, joking loudly while quietly counting our money. When we finally bought the tickets, there was relief but also hesitation. At the concession stand, the prices spoke for themselves. Popcorn in BBQ and cheese flavors, the ones we used to fight over, had suddenly become a luxury. Gummies, Potato Corner fries, and other small snacks that once made the experience complete were now out of reach.
We looked at each other, and quietly, one of us whispered, “Pautanga sa ko bes, bih, bayran ra taka (Let me borrow from you, friend, I’ll pay you back).”
It was never about shame, just survival. We pooled our small funds for snacks we could barely afford after paying for fare and tickets. The smell of popcorn, warm and buttery, filled the air. It teased us, a reminder of what the experience used to mean. The sweet aroma of caramel mingled with the salty crunch of cheese popcorn, the faint tang of BBQ seasoning lingering in the theater. We laughed and nudged each other, sharing the small bucket carefully, counting kernels like tiny treasures.
Watching a movie has always been more than just watching. It was the sharing, reaching into the same bucket, whispering reactions, bonding while the story unfolded. That part now feels optional, trimmed away by cost. You pay for the seat, and everything else becomes negotiable. The joy of snacking together, teasing over flavors, laughing while feeding each other popcorn—those were the details that made the memory. Now, they are luxuries, sidelined in favor of just entering the theater.
They give out free water now. A small mercy, perhaps but also a quiet confession. That after paying for a ticket, there is little left to offer. The popcorn, gummies, fries: these cinema food that once completed the experience has become optional: affordable only if you planned for it. Watching a movie is no longer about indulging; it is about enduring.
This is not about wanting more. It is about what has slowly been taken away.
Cinema used to be one of the few places where stories were shared equally. You sat beside strangers, all paying roughly the same amount to feel something together. Today, that equality feels fragile. The price filters who comes in comfortably and who must settle for just the screen—no extras, no space for enjoyment beyond the bare minimum.
My grandmother once shook her head and said, “Karon, mura’g kinahanglan pa nimo magpili: sine o pagkaon.”(Now, it feels like you have to choose: movies or food.)
She said it lightly, almost joking. But the truth lingered. Her words echo in my mind each time we pool our money, each time we whisper about who can cover the extra pesos just to buy a small bucket of popcorn. She did not complain about prices when she was younger; she simply noted the fairness in access. Today, fairness feels distant.
We talk often about supporting films and keeping cinema alive. But love alone cannot carry it. Culture cannot survive if experiencing it feels like a sacrifice. People do not stop going to the movies because they no longer care—they stop because caring has become expensive.
When the credits rolled, my friends and I stayed seated, talking about the film and scenes we liked. We made do without popcorn, gummies, or fries, as we always do. Still, I noticed the quiet discomfort in our jokes, the way we avoided glancing at the concession stands and whispered about borrowing coins from one another. Even among friends, the cost cast a shadow over the joy.
But as we walked out of the theater, I couldn’t stop thinking about who wasn’t there. About how many people chose to stay home—not because they didn’t want to watch, but because they had already counted what it would cost.
The lights come back on. The seat empties. The price has already been paid.
And sometimes, that is enough to make people decide that the dark is no longer worth entering. Survival, in those moments, has itself become the experience.
Watching the film, sharing a whispered laugh, dividing kernels and fries carefully among friends, I remembered my grandmother’s words again. Cinema was meant to belong to everyone, not just those who could afford the extras. And even when it feels too expensive, that memory lingers, like the scent of popcorn in a theater long after the lights return.
It reminds me that joy and togetherness were never meant to be limited to those with enough money. The dark room, the movie playing on the screen, and the shared laughter are the true treasures, not the food. But food made the experience complete, and now the struggle to afford that completion reveals the subtle fractures in what was once simple, accessible happiness.
By Mindanao Daily News -July 28, 20260235
Examples of mistaken beliefs that you might hold are “I’m powerless,” “Life is a struggle,” or “I should always look good and act nice, no matter how I feel.” There is nothing new about the idea of mistaken beliefs-they are a part of what people have in mind when they refer to your “attitude” or “outlook.”
A mistaken belief accompanies each and every one of us daily. Incorrect decisions and wrong doings are part of our daily life.A mistaken belief is an idea, conviction, or assumption that is not true and is built on faulty reasoning, bad data, or personal bias. It can lead to poor choices, false judgments, and unhelpful feelings.
Resilience involves being able to recover from difficulties or change—to function as well as before and then move forward. Many refer to this as “bouncing back” from difficulties or challenges.
It is almost a ridiculous fact that man wants to know certain truths about mundane things. But really he seems least interested in even mundane truths as can be read many times in newspapers for example. There seem to be too many rash judgments, and the readers absorb these and make these their own. A fatal attraction!
This is sometimes referred to as journalistic mentality wherein accusations are generously made without proof. Evolution started this trend, when scientists stated for example that man evolved from the apes, without proof. The only proof they had was the missing link, and if I am not mistaken, it’s still a missing proof until now.
To look for proofs is a mental activity, which is no longer a common thing nowadays, because it takes really time, effort and is too serious to think about. Yet in Christian education, thinking right is very important.That’s why Philosophy is important in Christian life. To avoid error in thinking, the rules of right reasoning must be studied and mastered. Is it really totally neglected in today’s modern education?
Thinking is actually an enjoyable activity but when one is pressured to get a good job for one’s sustenance, then the other more mundane becomes attractive. After all, great thinkers often do not get (good?) jobs… .
Spiritual writers like the British Samuel Taylor Coleridge (1772-1834) noticed that mankind had stopped thinking even two centuries ago. That was during his age. Man probably stopped thinking even earlier. He has ceased many times to search for the truth. It’s easier to listen to gossip and believe in it. What a sign of weak minds!
Too often are we blind to the truth and as a consequence we easily believe in lies we only have to like it. Too bad, if people always like to close their eyes and ears especially while experiencing the delusion of error.