You plan to move to the Philippines? Wollen Sie auf den Philippinen leben?

There are REALLY TONS of websites telling us how, why, maybe why not and when you'll be able to move to the Philippines. I only love to tell and explain some things "between the lines". Enjoy reading, be informed, have fun and be entertained too!

Ja, es gibt tonnenweise Webseiten, die Ihnen sagen wie, warum, vielleicht warum nicht und wann Sie am besten auf die Philippinen auswandern könnten. Ich möchte Ihnen in Zukunft "zwischen den Zeilen" einige zusätzlichen Dinge berichten und erzählen. Viel Spass beim Lesen und Gute Unterhaltung!


Visitors of germanexpatinthephilippines/Besucher dieser Webseite.Ich liebe meine Flaggensammlung!

free counters

Total Pageviews

Tuesday, July 14, 2026

Bittere Falle kurz vor dem Ruhestand: Wer diese Renten-Frist verpasst, geht leer aus


Beim Thema Rente gibt es mehr zu beachten, als viele denken. Werden typische Fehler vermieden, winkt im Ruhestand deutlich mehr Geld.

München – Wer kurz vor dem Ruhestand steht, denkt oft: Rente beantragen, fertig. Doch das kann teuer werden. Denn die gesetzliche Rente wird nicht automatisch ausgezahlt. Wer wichtige Fristen verpasst oder Unterlagen falsch ausfüllt, verliert bares Geld. Mit dem richtigen Wissen lassen sich jedoch typische Fallstricke vermeiden und 

Eine Seniorin hält ein Schreiben der Deutschen Rentenversicherung in der Hand.
Wer sich dem Ruhestand nähert, sollte die Rentenauskunft gründlich prüfen. (Symbolbild) © Fernando Gutierrez-Juarez/dpa

Einer der verbreitetsten Irrtümer: Viele Versicherte glauben, die Rente werde mit Erreichen des Renteneintrittsalters automatisch überwiesen. Das ist falsch. Wie die Deutsche Rentenversicherung (DRV) betont, muss der Rentenantrag aktiv gestellt werden – und das mindestens drei Monate vor dem gewünschten Rentenbeginn. So schreibt es das Gesetz vor. Wer zu spät beantragt, bekommt die Rente erst ab dem Antragsmonat. Fehlende Monate werden in der Regel nicht nachgezahlt.  

Kontenklärung: Lücken im Versicherungsverlauf können Rente schmälern

Ein weiterer kritischer Punkt ist die sogenannte Kontenklärung. Sie betrifft alle Menschen, die Anspruch auf eine gesetzliche Rente haben. Dabei wird geprüft, ob alle rentenrechtlichen Zeiten – also Arbeitsjahre, Schul- und Studienzeiten, Kindererziehungszeiten – vollständig im Versicherungskonto erfasst sind. Laut der DRV meldet sich die Behörde zwar ab dem 43. Lebensjahr bei Versicherten, doch jeder kann auch selbst jederzeit einen Antrag auf Kontenklärung stellen.

„Wenn Sie zur Schule gegangen sind, studiert oder eine Ausbildung absolviert haben, krank oder arbeitslos waren oder Kinder erzogen haben“, zählt Barbara Bückmann, Redakteurin bei der Zeitschrift Finanztest auf. „All diese Zeiten wirken sich positiv auf die Berechnung aus. Die bringen nicht unbedingt Punkte, erhöhen aber Ihren Rentenwert.“ Das Problem: Nicht alle Zeiten liegen der DRV automatisch und korrekt vor. Mit der Kontenklärung weisen Versicherte möglichst durchgängig alle Stationen nach. „Sie sollten sagen können, was Sie in welcher Zeit gemacht haben, und das auch belegen können.“   

TAN-AWA |

 TAN-AWA |

Temporaryong gisirad-an sa mga otoridad ang duha ka lane sa Davao-Bukidnon Road sa bahin sa Barangay Buda, Marilog District, Davao City, human sa pagdahili sa
TAN-AWA |
Authorities temporarily closed two lanes of Davao-Bukidnon Road in Barangay Buda, Marilog District, Davao City, after landslide triggered by continuous heavy …
 
Hide Translation
 

All reactions:
8

A JUDAS AND A LITTLE BIT OF HOPE

 

A Judas and a little bit of hope

EXPLORING the story of Judas reminds us that human weakness is universal. While he is remembered for his ultimate betrayal, his story also teaches us about grace and forgiveness. Both Judas and Peter committed grave mistakes, but the difference was that Peter accepted God’s grace, while Judas allowed shame and despair to consume him.

It is easy to dismiss Judas as either a villain or a victim, but I am struck by the fact that, in many ways, he was just like me.

Judas was a follower of Jesus and a preacher of the Gospel, yet there was a double-mindedness within him. In the end, he abandoned the faith he had once professed.

The apostle Judas — believed by some traditions to be a brother of James and Jesus — began as a fervent follower of Christ. Then, suddenly, he changed. Christ no longer fulfilled his worldly expectations. Like Christ Himself, the Church is always loved by its faithful followers and hated by those who abandon it. That remains true today, regardless of one’s religious affiliation.

Judas did not leave the apostolic community to become a Pharisee or merely a critic of Christ. He left to become a traitor. Such traitors will always find fault or twist the truth to justify their actions. Judas gathered reasons from what he himself had heard and witnessed to rationalize his betrayal. We all know people like that — people who betray not only friends but sometimes even an entire nation.

A Jewish mob once tried to throw Christ off a cliff, but they failed. Soldiers attempted to arrest Him, yet nothing happened. The Pharisees repeatedly tried to trap Him, but to no avail. In the end, it took a friend to betray Him. He escaped all His enemies, but not the treachery of someone close to Him. That is why Jesus declared, “It would have been better for that man if he had not been born!” No such condemnation was directed even at Pilate or Herod.

The lesson for all of us is clear. A corrupt politician — or even one of our own neighbors — can become among the most destructive people on earth. Corruption is not confined to pagans or unbelievers; it is found wherever people abandon their conscience.

“Do not betray another person’s confidence,” the Bible teaches us. Yet Judases can be found everywhere. Just as fire cannot come from snow, those who seek worldly honor cannot truly seek heavenly glory. After all, have you ever seen snow catch fire?

The maladroit politician named Judas betrays voters with beautiful promises while corrupting an entire nation. The peace negotiator or peacemaker named Judas speaks of justice while applying double standards, allowing his own jackals and accomplices to kill and injure innocent countrymen. Even the neighbor who constantly proclaims love for his family while carelessly destroying the environment bears the mark of Judas.

Judas’ sins are not rare. In one way or another, we commit them every day. Whenever someone abandons the ideals of the Church and publicly renounces them, or leaves a religious community only to ridicule it before the world, “night has fallen upon his soul.”

When Julius Caesar was assassinated, it was not merely the blows of his enemies that wounded him most, but the presence of his trusted friend, Brutus. We may never realize it, but we ourselves could be carrying the kiss of Judas upon our lips.

Many times I have voiced people’s longing for guidance and decisive action from the Church as an institution. There are many examples. Allow me to quote the late Rev. Mariano C. Apilado of the United Church of Christ in the Philippines, who took an important step many years ago when he said:

“Christian hope does never shield people, much less Christians, from disappointments, hardships and betrayals, nor does it provide neat and ready answers to the world’s problems. Christian hope empowers Christians to take responsibility in the establishment of a government that respects the law and protection of the people and their rights in the struggle for justice and development… Christian hope is not peanuts for it assures us: there is always a future looking forward to it. Without hope, Christian faithfulness is suspect and without foundation. With this hope, we sing, celebrate and work faithfully and courageously, believing, ‘that we shall overcome’!”

***

Questions, suggestions, comments? Email me: doringklaus@gmail.com or follow me on Facebook, Linkedin or Twitter or visit one of my websites www.germanexpatinthephilippines.blogspot.com./PN

Monday, July 13, 2026

BLESSINGS


 



We pray for blessings…

We pray for peace…

Comfort for family, protection while we sleep…

We pray for healing, for prosperity…

We pray for Your mighty hand to ease our suffering…


We pray for wisdom…


“Blessings” is a song by American contemporary Christian music singer-songwriter Laura Story from her 2011 album Blessings. It was released on February 21, 2011, as the lead single. The song became Story’s first Hot Christian Songs No. 1, staying there for four weeks. It lasted 34 weeks on the overall chart.


Laura Story married her partner Martin; two years later he was diagnosed with a brain tumor. Story learned that despite his life-threatening illness, they saw how God never intended for people to provide for themselves and that instead of walking alone they would need to rely on Jesus’s help. Blessings was written to describe how God will allow things that are not immediately understood to happen, but from a different perspective they are a means of spiritual growth. The song is also about how sometimes material possessions are not what God wants for believers, and it lends the idea about how character, along with what is in someone’s heart, is ultimately more important.


The song inspired me to write this column. At my age I think about all my blessings. Blessings are really not only money… .


Blessings in the Bible suggest an intimate relationship between the blesser and the blessed. A blessing from God marks an intimate relationship between God and man, serving as proof that he finds himself in God’s favor.


The phrase ‘blessings be upon you’ is correct and usable in written English. It is a traditional phrase often used in religious texts, and can also be used as a standard blessing phrase in casual conversations. For example, you might say, “May blessings be upon you and your family” when wishing a friend well.


Cultivate the habit of being grateful for every good thing that comes to you, and to give thanks continuously. And because all things have contributed to your advancement, you should include all things in your gratitude.


The wonderful gift that Christ gave us is too wonderful to keep to ourselves. We can touch the lives of others this Thanksgiving by sharing the love of Jesus through a meal, a place at our table, and giving selflessly. Politics(Right)


I am blessed because I am living in the Philippines together with my family. No doubts. No fears!

'OPM Con Generations 2026': SB19, Ben&Ben and more show how far OPM has come


Published Jul 12, 2026 11:22 am | Updated Jul 12, 2026 04:53 pm

At A Glance

  • "Puregold OPM Con Generations 2026" at the Smart Araneta Coliseum brought together SB19, Ben&Ben, Alamat and more, reflecting OPM's expanding reach.

"OPM Con Generations 2026" promised a meeting of artists from different corners of Original Pilipino Music. Curious to see how that idea would play out, we joined the thousands who packed the Smart Araneta Coliseum on July 11.


We were not there as devoted followers of any one act. Like many from an older generation, we came simply to see what "Generations" meant in today's OPM landscape.

The answer came not from any single performance but from the audience itself.  

Parents sat beside teenagers. Friends arrived wearing the colors and symbols of their favorite groups. Light sticks filled the arena while phones were raised throughout the night. Different fandoms shared the same space, and when a familiar song began, age and musical preference seemed to matter less.

That, more than anything, became the defining image of the evening.

Alamat opened the show with The Dawn frontman Jett Pangan joining them for the OPM classic "Salamat." It was an early example of the concert's theme, with artists from different generations sharing the stage.

XONARA followed with "Tabi." Not being familiar with the group beforehand, we found ourselves watching the crowd as much as the performance. One member, Eurekah, appeared to have a particularly strong following, with fans repeatedly calling her name between songs. The cheers grew louder when the group announced that a new album would be released this August.

KAIA came next in coordinated outfits that prompted one concertgoer near us to describe their look as having "fairy vibes." Comparisons with BINI may continue online, but inside Araneta those discussions seemed secondary. The audience responded warmly, especially when Sam Concepcion joined the group for "Walkie Talkie." Several fans nearby also noticed that the singer appeared noticeably more muscular than they remembered.

G22 continued the showcase of rising female acts and earned appreciative reactions from the audience around us.

"Ang gaganda nila," one woman said.

"Their harmonies are fine, too," her companion added.

SunKissed Lola, joined by rapper Kiyo, demonstrated how quickly their songs have become part of the listening habits of Filipino audiences. The band barely needed to carry some choruses themselves as fans across the arena sang along.

Flow G brought a different kind of spectacle, arriving beside a customized car before launching into "Dripstar" and "Rapstar."

Introducing "Lokal," he said it was a song every Filipino could relate to and currently his favorite to perform. He later surprised the audience by joining Chito Miranda for an acoustic version of "Harana," showing another side of his artistry.

Skusta Clee kept the energy moving with guest appearances from Yuri Dope and South Border's Jay Durias before later sharing the stage with Flow G. During one moment between songs, he told the audience, "Masaya na ako." He didn't have to elaborate. The response from the crowd showed that the feeling was shared.   

Then came Ben&Ben, whose set produced some of the evening's loudest reactions.

From the opening notes of "Araw-araw," the audience immediately joined in, singing through "Sunrise," "Lifetime," a refreshed version of "Leaves," "Paninindigan Kita," and "Sarangola."

Their performance with Armi Millare of Up Dharma Down's "Tadhana" became one of the night's most memorable collaborations.

A concertgoer seated beside us offered a simple observation.

"Yung mga sigaw ng fans, alam mong sila talaga pinunta nila."

Whether that was literally the case for everyone in the arena is impossible to know, but Ben&Ben clearly drew a crowd that knew every word.

Closing the evening was SB19, whose appearance highlighted how far Filipino artists have traveled beyond local stages.

The group acknowledged their recent appearance at Lollapalooza before launching into "GENTO," followed by "EMOJI," "Memories," "Wakas," "DRIP," and "Visa."

The biggest reaction came when Bamboo joined them for "Tatsulok." It was a collaboration that perfectly suited the theme of the night, bringing together artists associated with different periods of Filipino music while showing that their audiences could meet in the middle.

By then, the meaning behind the word "Generations" had become clear. The concert was not simply about older artists passing the torch to younger performers. It reflected an OPM scene that has expanded across genres, from P-pop and folk-pop to hip-hop, alternative music and contemporary pop.

It was also reflected in the crowd.

Fans who came for, say, Flow G, stayed for Ben&Ben. Rappers to pop rockers. Younger listeners embraced songs that predated them. Older concertgoers found themselves watching artists who represent a new chapter in Filipino music.

For organizer Puregold, that sense of connection was at the heart of the event.

"The Big Dome has long been a home to some of OPM's most iconic acts and unforgettable performances, and seeing it come alive once again for Filipino music is something Puregold will always be proud of," said Ivy Hayagan-Piedad, Senior Marketing Manager of Puregold Price Club Inc.

Three editions in, OPM Con has become a gathering point for artists at different stages of their careers and audiences with different musical tastes.

A decade of principle: The Arbitral Award and the Filipino story

 



By THE NATIONAL MARITIME COUNCIL
Today, July 12, 2026, the Philippines marks the 10th anniversary of the 2016 Arbitral Award under the United Nations Convention on the Law of the Sea (UNCLOS), a milestone that has become part of our national story.
Anniversaries invite us not only to remember the past but also to reflect on who we are and the future we seek to build together.
More than a decade ago, in January 2013, the Philippines made a defining choice. Faced with complex maritime challenges, our country turned to international law and the peaceful settlement of disputes. It was a choice rooted in the conviction that what is right should never depend on the size of a nation or the strength of its military, but on the enduring principles of justice and the rule of law.
That choice led to the landmark Award issued by the Arbitral Tribunal on July 12, 2016. The Tribunal authoritatively clarified important principles under UNCLOS and affirmed that maritime rights and entitlements are governed by international law.
For the international community, the Award serves as a powerful affirmation that disputes can be addressed through lawful and peaceful means, and that international law protects the rights of all States, large and small alike.
For Filipinos, however, the Award means something even more profound. It is about the fisherfolk who depend on the sea to provide for their family. It is about coastal communities whose future relies on healthy seas and sustainable resources. It is about our men in the Armed Forces of the Philippines (AFP), the Philippine Coast Guard (PCG), other maritime law enforcement agencies, scientists, educators, and public servants who dedicate themselves to safeguarding our maritime domain. Above all, it is about every Filipino who believes that our nation should pursue its rightful interests with dignity, responsibility, and peace.
As a maritime and archipelagic nation, the sea has always shaped our history and identity. It connects our islands, sustains our livelihoods, strengthens our economy, and links us to the world. Protecting our maritime rights is, therefore, not merely about defending what is ours. It is about securing opportunities for future generations and preserving a heritage entrusted to our care.
The 10th anniversary of the Arbitral Award also serves as a reminder that this milestone and its legacy belong to every Filipino. It does not belong to any administration, institution, or political party. It belongs to us all, as we strive to do our best to ensure that our youth and all future generations inherit not just the responsibilities but the benefits as well of being citizens of a great maritime nation.
The Philippines remains steadfast in advancing a maritime future anchored on international law, responsible stewardship of our seas, and constructive engagement with all nations. We will continue to champion dialogue over discord, cooperation over conflict, and the peaceful resolution of disputes in accordance with international law.
As we commemorate this historic milestone, let us look beyond the Award itself and embrace what it represents. Let it remind us that the Philippines is strongest when we stand together, confident in our principles, united in our purpose, and committed to the peaceful pursuit of our national interests.
Ten years ago, the Arbitral Award affirmed important legal principles. More enduringly, it affirmed something about the Filipino people: that ours is a nation prepared to stand for what is right with courage, confidence, and conviction.
That lesson remains as relevant today as it was a decade ago.
May this anniversary renew our pride as a maritime and an archipelagic nation, deepen our appreciation of the seas that sustain us, and inspire every Filipino to become a steward of our shared maritime heritage.
For the story of the Arbitral Award is ultimately the Filipino story, a story of resilience, unity, and faith that the rule of law remains the surest path to a just, peaceful, and prosperous future.
That is the legacy we celebrate today.
And that is the legacy we must carry forward... together!

Diesel braced for big-time oil price jump

 

Diesel braced for big-time oil price jump

A gasoline attendant fills a fuel tank (MB photo)

Brace yourselves for a steep increase in fuel expenses next week as the squeeze on global middle distillate inventories and renewed geopolitical tensions in the Middle East threaten to push domestic diesel prices up by nearly ₱5 per liter. Read more

Roller Coaster Life

 

Roller Coaster Life

ROLLER Coaster Life offers a wide range of immersive game events that will keep you hooked for a long time! Collect rewards in all different themes, such as the Wild West, Spooky, Sci-Fi Galaxy and more! Don’t miss out and start playing now!

The phrase “life is a roller coaster” is a popular metaphor describing a life full of unpredictable highs (success, joy, excitement) and lows (challenges, heartbreak, disappointment). It highlights that while you cannot always control the sudden twists and turns, you ultimately choose how you react to the ride.

Life is also like a roller-coaster ride, everyone has different experiences and views about how to live and what to do; there are many ups and downs in life, many people scream and yell about the life events and live this journey whereas many gladly accept the fact and live it fully.

Yes, nowadays, for many of us life is indeed an emotional roller coaster. All over the world. Political instability, wars, terror attacks, climate change with extreme natural disasters, questionable global economical situations, illnesses or diseases… .

A day starts with a traffic jam and continues with terrible conditions at the workplace. The crab mentality seems to have become nothing unusual now. In any case: everyone for himself. Each one by himself/herself/itself alone is quite nice, but together…? Do we have a problem? So what! It’s not everyone’s cup of tea.

Well, sweet words might be easy to say; nice things are easy to buy; but good people are different to find. Life ends, when you stop dreaming; hope ends, when you stop believing; friendship stops, when you stop sharing. A good friend of mine sent me this quotation. I commented back: So very true and very well said!

Our life is borrowed – from God. No rental charges are collected from us. Many of us have forgotten this and live life to the fullest. Our life is equal to a book from a library that lends one. But how insatiable and unbearable are we in disdainful acting towards life and therefore to ourselves?

Life seems to be nothing, just being ready to riddle one with bullets. Life seems to be nothing, just being broken through indifference and unreliable and immoral behavior. Life seems to be nothing for those people who don’t understand cries from the heart of other people around them – cries for their hearts and families, for justice and for many other things.

Life with all its ups and downs, is just a loan, but for many of our fellow creatures it just seems to be nonsense to be littered like a dump. And, if people try to survive, especially during these days, and if they just experienced (once more!) indifference, arrogance, ignorance or cheating by whomever – they will give up!

I can assure you that every one of us can at first help in prayers and in reading the bible. “Proverbs” is the probably most down-to-earth book in the bible. Its teachings prepare you for daily life, the street and the market place, but not for the schoolroom. The book offers warm pieces of advice you get; practical guidance for making your way on earth. Proverbs covers any kinds of questions you might have right now. Anybody can relate to the generalities of Proverbs, because this book simply tells how life works most of the time.

While writing this piece, I observed that more and more people struggle through life: tired, hopeless, experiencing their rock-bottoms, believing in fallacious “people” around them. I also observed a lot of people living a thief life, as if it it has been giving them without limitation.

“Life is like a roller coaster. It has its ups and downs. But it’s your choice to scream or enjoy the ride.” That quote is great because it makes it so easy to visualize what it is saying.

Yes, life is indeed like being on a roller coaster. We can’t control the ups and downs of the track, but we do have a choice on how we will feel about the ride. We can scream and hate it or we can throw our hands up in the air with a big smile on our face and yell out joy at the thrill of the ride!

It’s not always easy to be mindful that we actually do have a choice, especially when the downward track of the coaster causes us to feel pain inside. But the reality is that we control our thoughts and our thoughts control our emotions and feelings. So we have to use the power of our thoughts to help us stop screaming in pain and fear and start yelling in joy and excitement. We have to force our thoughts to think of the positive possibilities that lie ahead.